∞ Infinity Visa Credit Card Disclosure
| Annual Percentage Rate (APR) for Purchases | as low as 7.99% - 16.99%* |
| Other APRs |
Cash Advance Rate: 7.99% - 16.99%*
Balance Transfer Rate: 7.99% - 16.99%* |
| Grace Period for repayment of balance for purchases | At least 25 days from billing date to repay your balance before a finance charge will be imposed if beginning balance is zero. |
| Method for computing the balance for purchases | Average Daily Balance, including new purchases |
| Minimum Finance Charge | None |
| Annual Fee | None |
| Cash Advance Fee | None |
| Balance Transfer Fee | None |
| Over Limit Fee | $5 - $25.00 |
| Late Payment Fee | $5 - $25.00 |
| Returned Check Fee | $25.00 |
| Foreign Transaction Fee with Currency conversion: | 1.0% |
| Foreign Transaction Fee without Currency conversion: | 0.8% |
*The Annual Percentage Rates shown are ranges of interest rates, the rate borrower (s) pay will be determined by the borrowers credit qualifications.
IMPORTANT: The Cardholder Agreement will accompany the delivery of the card. You understand that use of your card will constitute acknowledgement of receipt and agreement to the terms.
The Cardholder Agreement will accompany the delivery of the card. You understand use of your card will constitute acknowledgment of receipt and agreement to the terms. A fee of 1% of the amount of the transaction, calculated in U.S. dollars, will be imposed on all foreign transactions, including purchases, cash advances and credits to your account where there is a conversion. A foreign transaction is any transaction that you complete or a merchant completes on your card outside of the U.S., Puerto Rico or the U.S. Virgin Islands. You agree that illegal use of any financial service will be deemed an action of default and/or breach of contract and such service and/or other related services may be terminated at Coastal Federal Credit Union's (CFCU) discretion. Should illegal use occur, you waive the right to sue CFCU for such illegal activity. You also agree to indemnify and hold CFCU harmless from any suits or other legal action or liability, directly or indirectly, resulting from such illegal use. You agree that you will not use your card for any transaction that is illegal under applicable federal, state and local laws.
