Fee Schedule
Fee schedule effective as of August 1, 2009
As a cooperative institution, Coastal Federal Credit Union generally shares with all members the cost of providing individualized service to those who request it. Occasionally, situations arise which require a degree of personal service; the cost of which we feel should be an expense to the individual involved. Listed below are the fees and charges for those services. Fees are subject to change.
| ACCOUNT SERVICES | ||
|---|---|---|
| Description: | Fee: | How To Avoid Fee: |
| Call Center Balance Inquiry | $1.00 / Call | Free using Online Banking |
| Verification of Deposit | $15.00 / Each | Free using Online Banking |
| Account Research | $20.00 / Hour | — |
| ATM SERVICES | ||
| Description: | Fee: | How To Avoid Fee: |
| ATM Card Replacement | $10.00 / Card | No fee for a Visa Check Card upgrade! |
| Non-Coastal ATM Balance Inquiry | $1.00 / Each | Free using Online Banking |
| Non-Coastal ATM Withdrawals | 5 Free then $1.00 each / Month |
Free withdrawals at
Coastal ATMs
or get
|
| CHECKING | ||
| Description: | Fee: | How To Avoid Fee: |
| Check Order | $12.00 / Order | — |
| Dividend Checking |
$3.00 / Month
(If balance falls below $500) |
Basic Checking
and
|
| Standard Checking | $7.00 / Month | — |
|
Overdraft Transfer Fee
(From Savings or Money Market Account) |
$1.00 / Transfer |
Free overdraft transfers from a
|
| MISCELLANEOUS | ||
| Description: | Fee: | How To Avoid Fee: |
| Official Check | $2.00 | — |
|
Inactive Account Fee
(Following 24 months of account inactivity) |
$5.00 / Month
if the account is inactive after 24 months or the account is under $200 and inactive after 12 months |
— |
|
Early Account Closure Fee
|
$25.00 | — |
| Escheat Fee | $50.00 | — |
| Express Delivery Service | Up to $50.00 | — |
|
Excessive Savings Withdrawals
(Excludes: ATM) |
$1.00 / Each
(Over five transactions / month) |
Open a Coastal Checking Account |
| NON-SUFFICIENT FUNDS / OVERDRAWN | ||
| Description: | Fee: | How To Avoid Fee: |
| Non-Sufficient Funds Fee |
$30.00 / Item |
Set up Overdraft Protection |
|
Overdrawn Account
(Applies when signature check card transactions post, overdrawing the account) |
$28.00 / Transaction | — |
|
Bounce Guard
(Applies to overdrafts created by checks and ACH debits) |
$28.00 / Item | Set up Overdraft Protection |
| Returned Deposit or Loan Payment Fee | $10.00 or $30.00 / Item | — |
| PHOTOCOPIES | ||
| Description: | Fee: | How To Avoid Fee: |
| Bill Pay Check Copy | $25.00 / Each | — |
| Check, Receipt, or Statement Copy | $5.00 / Each | — |
|
STATEMENTS |
||
| Description: | Fee: | How To Avoid Fee: |
|
Interim Statement Fee
(Current month-to-date) |
$10.00 / Statement | Free using Online Banking |
| Foreign Address Service | $1.50 / Statement | Free e-Statements online |
| Mail Returned for Incorrect Address | $5.00 / Month | Update your address anytime using Online Banking. |
| Paper Statement | $2.00 / Statement | Free e-Statements online |
| STOP-PAYMENT ORDER | ||
| Description: | Fee: | How To Avoid Fee: |
|
Automated Request
(Using Online Banking or Telephone Banking) |
$10.00 / Each | — |
|
Verbal or Written Request
(Single Check or Series) |
$30.00 / Occurrence | — |
| Stop Bill Pay Transaction | $25.00 / Each | — |
| WIRE TRANSFERS | ||
| Description: | Fee: | How To Avoid Fee: |
| Incoming Wire Fee | $10.00 / Each | — |
