Dividend Checking
The more traditional Checking account, Dividend Checking features a return on deposits and no minimum monthly debit transactions. Monthly fees apply for balances under $500.

- Features
- No Minimum Balance
- No Per Check Fee
- Annual Percentage Yield - See Rates
- No Monthly Maintenance Fee if the low balance of the month does not fall below $500.00*
- FREE Visa Check Card - Apply Now PDF
- FREE Online Banking
- FREE Online Bill Pay
- FREE e-Statements
- FREE Direct Deposit
- FREE Telephone Banking
- Overdraft Protection
- Bounce Guard - Courtesy Overdraw Program
- Unlimited Check Writing
- Unlimited FREE use of Coastal's ATMs
- Unlimited Surcharge-free Access to over 50,000 ATMs in the Co-op and Allpoint networks ($1 fee per withdrawal after the fifth transaction)
- Five Surcharge-free ATM withdrawals in the Cash Points Network per month ($1 fee per withdrawal after the fifth transaction)
Dividends are accrued daily, compounded and posted monthly. Deposits earn dividends on a day-of-deposit, day-of-withdrawal basis. Rates subject to change.
*If the low balance of the month falls below $500.00, there is a $3 fee.
- Essential Add-ons
- Visa Check Card Apply Now PDF
- Online Banking
- e-Statements
- Bill Pay
- Direct Deposit - Routing/ABA# 253175494
- Overdraft Line-of-Credit








