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Dividend Checking

The more traditional Checking account, Dividend Checking features a return on deposits and no minimum monthly debit transactions. Monthly fees apply for balances under $500.

Features
  • No Minimum Balance
  • No Per Check Fee
  • Annual Percentage Yield - See Rates
  • No Monthly Maintenance Fee if the low balance of the month does not fall below $500.00*
  • FREE Visa Check Card - Apply Now PDF
  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE e-Statements
  • FREE Direct Deposit
  • FREE Telephone Banking
  • Overdraft Protection
  • Bounce Guard - Courtesy Overdraw Program
  • Unlimited Check Writing
  • Unlimited FREE use of Coastal's ATMs
  • Unlimited Surcharge-free Access to over 50,000 ATMs in the Co-op and Allpoint networks ($1 fee per withdrawal after the fifth transaction)
  • Five Surcharge-free ATM withdrawals in the Cash Points Network per month ($1 fee per withdrawal after the fifth transaction)

Dividends are accrued daily, compounded and posted monthly. Deposits earn dividends on a day-of-deposit, day-of-withdrawal basis. Rates subject to change.

*If the low balance of the month falls below $500.00, there is a $3 fee.

Essential Add-ons

Coastal Federal Credit Union — Simply Brighter.