Certificate
Certificate Accounts are no-risk, high-yielding, and federally insured investments. They feature competitive rates and a choice of flexible terms.
- Features
Options Available:
- 6 months and 1 to 5 years.
- Minimum opening balance is as low as $500, with additional levels at $10,000, $50,000, and $100,000 paying higher APYs.
- Dividends compounded daily; paid at member option monthly, quarterly or annually.
- Mini-Jumbo Certificates (7 to 90 days) are available with a minimum balance of $50,000.
- Investor's Choice Certificates (24, 36, and 48-month) are available with a minimum balance of $10,000. This is a unique certificate that offers the most flexibility by allowing the opportunity once during the term of the certificate to 1) bump up the rate if it changes and/or 2) add additional deposits and/or 3) withdraw up to 50% of funds without penalty after seven days. If any one of these three options is exercised or any combination of the three options is exercised, no additional changes may be made to the certificate until it matures.
