Credit Life/Credit Disability

Planning your future is about making the best choices for you and your family. Planning your family's financial future by protecting your credit union loans with credit insurance can help your family keep its standard of living if your income is reduced or eliminated due to a disabling injury or illness or your unexpected death.

Information

With MEMBER'S CHOICE™ credit life insurance, if you pass away and your claim is payable, your eligible loan balance is reduced or paid off.

With MEMBER'S CHOICE™ credit disability insurance, if you're disabled from work due to injury or sickness, your monthly loan payments will be paid until you're no longer disabled, your loan is paid, or you reach the policy maximum.*

Simple and Quick Enrollment

MEMBER'S CHOICE™ credit life and credit disability insurance are available with any Coastal consumer loan, except first mortgages. Simply ask your loan officer at the time you open your loan to confirm eligibility. If you're eligible, select the desired credit insurance on the enrollment documents and sign your name. Once the loan is closed, you're enrolled. For easy payments, your premium will be included in your loan payments.

For more information or to get a quote, please call (800) 868-4262 x8156.

*Covered loan payments are subject to the terms and conditions of the policy. Check with your loan officer for more details on MEMBER'S CHOICE ™ credit disability and credit life insurance, including exclusions, limitations, and benefits.

MEMBER'S CHOICE ™ is a credit insurance (credit life and/or credit disability) product available through CUNA Mutual Insurance Society.