Person to Person Payments

Free online services help you transfer funds in a flash.

Popmoney offers a safe way to send cash to friends and family

Here’s how Coastal’s Person to Person Payments could help you bank better:

  • Send money from a Coastal account to another person’s account, even if it’s at a different financial institution, using Popmoney
  • To use Popmoney, sign up for Coastal’s Digital Banking and Bill Pay services; log into Digital Banking, select the “Bill Pay” tab and then the “Popmoney” link
  • To transfer funds, enter the receiver's name and mobile number or email address; the recipient will receive an email or text letting them know about the money
  • To receive money and list of payments being sent to you, log into your Digital Banking account, click the “Popmoney” link, and then select “Overview”

In the digital age, moving money around has never been easier.

Sometimes, a friend, family member or someone else you know needs cash fast. Mailing a check can take days, even longer if you count the “hold” some financial institutions put on out-of-state deposits. That’s why Coastal offers members access to Popmoney for online payments.

This service is free, fast and safe, and used by many financial institutions. Money shows up in recipients' accounts almost immediately after a transfer. With Popmoney, a transfer of up to $500 is posted the next day and larger transfers up to $10,000 are available within three days. As for safeguards, no money is debited from your Coastal account until your recipient claims it. After all, at Coastal we wouldn’t trade speed for security at any cost.

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The Coastal App alone has made everything super simple and easy to manage. I rarely ever physically go to the bank but I feel like I'm completely in control of my money and how it's managed.
Alyssa P.

Frequently Asked Questions

Popmoney is a convenient way to send money via email, text message, or directly to your friends’ bank account.

To send money, log in to Digital Banking and locate Popmoney within Bill Pay. You will be notified when the transaction is completed or if someone sends money to you. Money sent directly to an account will be automatically deposited. No action is required by the recipient.

Verification may be required for security reasons. Entering the correct verification codes ensures that you have access to your email and phone. You may also be asked to verify your mobile phone in the future to send and receive payments.

This depends on the delivery option selected by the sender of the funds. Often times, it can take up to 3 days after accepting the payment. If the sender has selected Next Day or Express delivery then the recipient will receive the funds 1 business days after accepting the payment.

A personal message helps to give your contact confidence that they are receiving a payment from someone they know. It is also your opportunity to communicate the purpose of the payment.

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