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Certificates

A no-risk strategy to pump up your personal savings

A smart investment that always keeps growing

Invest for
to earn

7-90 Day Certificate Features

  • Terms from 7-90 days
  • Open this mini-jumbo certificate with $50,000
  • Grow your money faster with dividends compounded daily. While many other institutions compound monthly, quarterly or annually
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

6 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • Grow your money faster with dividends compounded daily. While many other institutions compound monthly, quarterly or annually
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

12 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • Grow your money faster with dividends compounded daily. While many other institutions compound monthly, quarterly or annually
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

24 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • Grow your money faster with dividends compounded daily. While many other institutions compound monthly, quarterly or annually
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

36 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • Grow your money faster with dividends compounded daily. While many other institutions compound monthly, quarterly or annually
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

48 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • Grow your money faster with dividends compounded daily. While many other institutions compound monthly, quarterly or annually
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

60 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • Grow your money faster with dividends compounded daily. While many other institutions compound monthly, quarterly or annually
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

Here's how Coastal's Certificates could help you bank better:

  • Choose from a wide range of certificates, with terms lasting from six months to five years
  • The longer the term, the higher the yield
  • Dividends can be reinvested or transferred to another account
  • All investments and returns are guaranteed by the federal government
  • This certificate is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program
  • id AllySM : Our identity theft recovery program is included free with this product

Just the Facts

You don’t have to be wealthy to be an investor.

Some people think that’s the case, but it’s not. Some people also think that you must be willing to endure the swings of the stock market in order to be an investor, but that’s not true either.

The fact is, most North Carolina residents can afford Coastal Credit Union Certificates. You just need $250 in most cases, and the wild stock markets never come into play - all dividends are guaranteed and investments are insured by the National Credit Union Administration while earning better returns than most regular savings accounts. Finally, we make it easy to watch your money grow, with dividends paid at the end of each month. So whether you want to sock money away until you get married in six months or buy a new house in five years, you can rest easy with the knowledge that your investments are making money every day.

Did you know?

  • As a Coastal member, you’re entitled to sit down for a complimentary financial review. Retirement planning made easy.
  • Analyze all aspects of your current financial plan to see if you are on track to achieve your financial goals
  • Includes a personalized strategy to reach your financial goals if you are not on track
  • Create a retirement review schedule and address any life-changing events.

Set up yout Financial Review

Savings Options with Wealth Management
Savings Options with Wealth Management
Coastal has investment solutions that can help you keep up with inflation and still guarantee your principal.

I can take care of all of my banking needs on MY schedule, not a retail bank's inconvenient schedule.
Dwight R.

*APY = Annual Percentage Yield.  APY is accurate as of the last dividend declaration date.  Fees may reduce earnings on account.

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