Certificates

A no-risk strategy to pump up your personal savings

A smart investment that always keeps growing

Invest for
to earn

7-90 Day Certificate Features

  • Terms from 7-90 days
  • Open this mini-jumbo certificate with $50,000
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

6 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

12 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

18 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • Grow your money faster with dividends compounded daily. While many other institutions compound monthly, quarterly or annually
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered for 12 months

24 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

36 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

48 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

60 Month Certificate Features

  • Invest less, save more.  Open a certificate with as little as  $250
  • No maintenance fees
  • Once your certificate matures, you have a 7 day grace period.
  • Once your certificate matures, it automatically renews at the current rate offered

Just the Facts

 

Guaranteed Returns

Guaranteed Returns

  • Your Certificate is guaranteed by the federal government up to $250,000
  • Dividends can be reinvested or transferred to another account
  • Grow your money faster with dividends that compound daily. Many other banks only compound monthly, quarterly, or annually
Better Living

Better Certificates for Better Living

  • Plan and save for retirement easily
  • Place money aside for your future home or home renovation
  • Schedule your Certificate to pay out when you’re ready for that dream vacation
Piggy Bank

Want to learn more about additional investment options?

  • Analyze all aspects of your current financial plan to see if you are on track to achieve your financial goals
  • Includes a personalized strategy to achieve your financial goals if you are not on track 
  • Create a retirement review schedule and address any life-changing events
  • Schedule a complimentary retirement planning session with a CFS financial advisor**
Deposit-Growth Certificates
Deposit-Growth Certificates
Earn higher yields with our certificates of deposit, featuring competitive rates, flexible terms and a low minimum opening balance.

I can take care of all of my banking needs on MY schedule, not a retail bank's inconvenient schedule.
Dwight R.

Federally Insured by the NCUA.
 
*APY – Annual Percentage Yield. Certificate requires $250 minimum to open and will automatically renew at the end of the term. Fees may reduce earnings on account. Rates subject to change without notice. Penalty for early withdrawal. APY is accurate as of the last dividend declaration date. 

**Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the
credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Coastal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

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