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IRAs

Start saving now so you can live the good life later.

Tailor an IRA to fit your savings strategy and risk-comfort level

Here’s how Coastal’s Individual Retirement Accounts could help you bank better:

  • IRAs are savings and investment accounts that provide you with a stream of money upon retirement and specific tax advantages (please consult your tax advisor)
  • Traditional IRA contributions are tax-deductible in most cases, but distributions are taxed when money is withdrawn
  • Roth IRA contributions aren’t tax-deductible, but you’ll pay no taxes when you withdraw funds
  • Choose from IRAs specifically designed for self-employed individuals
  • We have lower minimum IRA balances than most banks and higher returns on investments
  • Set up automatic transfers for current-year contributions to IRA savings
  • Our experienced wealth management advisors can help you determine your risk level and make investment choices
  • Our IRAs are eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program
  • id AllySM : Our identity theft recovery program is included free with this product

Just the Facts

The hard truth is that you’re probably not saving enough for retirement.

That’s the finding of several recent studies which report that only about one in three Americans are on track to accumulate enough money to continue their current lifestyle when they stop working. If you think your work 401(k), or pension, or Social Security is going to be enough, you might want to reconsider.

Coastal’s wealth management experts can help you prepare for the future by supplementing your other savings efforts with an Individual Retirement Account. They’ll help you decide on a portfolio that fits your comfort level, and will explain the contribution guidelines, tax benefits and other advantages of both Traditional and Roth IRAs. Our advice is to make an appointment with us as soon as possible. It's the first step toward planning your retirement, which will be here sooner than you think.

Security Commitment
Security Commitment
Protect yourself from fraud and identity theft.

I can take care of all of my banking needs on MY schedule, not a retail bank's inconvenient schedule.
Dwight R.

Please consult your tax advisor for additional tax information.

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