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Go Green Money Market

The more you buy, the more you can earn

Super-size your dividend rate with debit card purchases

1.75% APY*

with 30 or more debit card purchases per month

.35% APY*

for fewer debit card purchases per month

Here's how a Coastal Go Green Money Market account could help you bank better:

  • Requires just a $100 deposit to start growing
  • Make 30 purchases a month with your Coastal Credit Union Go Green Checking Debit Card and your Go Green Money Market Account will pay 1.75% APY* dividends
  • Make up to six electronic withdrawals every month
  • Manage your account through Online Banking and Mobile Banking
  • This money market is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Just the Facts

Your debit card carries more clout than you might think.

North Carolina residents spend a whole lot of effort buying the basics of life. Food, gas, clothes, gifts for relatives, toys for the kids. If you must devote so much time and money to shopping, you ought to be rewarded for using Go Green Checking as your go-to checking.

At Coastal Credit Union, we share that sentiment. That’s why we created the Go Green Money Market account. Money market accounts are already a good deal – they generally offer higher dividends rates than standard checking or savings accounts without any added financial risk. But our Go Green account raises the ante, boosting your dividend rate as high as 1.75% APY* if you use your Coastal Go Green Checking Debit Card 30 or more times a month. That could put a little added cash in your wallet the next time you go to the supermarket or shopping mall.

Security Commitment
Security Commitment
Protect yourself from fraud and identity theft.

I can take care of all of my banking needs on MY schedule, not a retail bank's inconvenient schedule.
Dwight R.

Frequently Asked Questions

Frequently, we see that direct deposits may not credit your account due to an invalid account number. Be sure to verify with the issuer of the deposit that they are sending funds with your full 14 digit account number. You may also provide the issuer of the deposit a voided check.

You may also want to validate the ABA Routing Number, 253175494.

Transferring funds is easy and free! Simply log into Digital Banking and select Transfer Funds. Follow the displayed prompts. Transfers may take up to 3-5 business days to credit.

You may also transfer funds from your Coastal account to another financial institution via a wire transfer. To initiate a wire transfer, please contact our Call Center at (800)868-4262, ext 6784 or 919-420-8000, ext 6784 or visit the nearest branch location.

Federal Regulations require us to have limitations on the number and types of withdrawals allowed on a savings account. Your savings accounts are limited to 5 teller withdrawals (this includes cash and official checks) per month. Any transactions in excess of 5 are charged a fee for each withdrawal. As an alternative, you can avoid this fee by performing a cash withdraw from your savings account at an ATM. It's good to know that ATM withdrawals from savings accounts do not count against your 5 monthly teller withdrawals, or the 6 monthly electronic withdrawals that are allowed by Federal Regulation D. Transfers made through Telephone Banking, Digital Banking, or our Transaction Call Center count towards the 6 monthly transactions allowed by Federal Regulation D. Any ACH (electronic) debits from savings count towards the 6 as well. Also, if a savings account is used for overdraft protection, then overdraft transfers from savings will also count towards the six transactions per month. If you find yourself coming close or exceeding your limits, you may want to consider a checking account at Coastal.

To set up a direct debit or credit to your account you will want to provide the ABA/Routing Number 253175494. If you have a checking account, please use the 14 digit number on the bottom of your checks. If you want to debit or credit another account with your Coastal account, please give us a call at 800-868-4262 or 919-420-8000. For security reasons, we will mail you the account details to set up direct debit or credit to your account.

If wiring U.S. Dollars, please provide the issuing institution the following instructions:

Bank Name: Coastal Credit Union
ABA/Routing Number: 253175494
Credit Name: (Your name and address)
Account Number: (Your 14-digit Coastal account number)

* APY = Annual Percentage Yield. APY is variable, and is subject to change after the account is opened. APY is accurate as of the last dividend declaration date.  $100 is needed to open an account. Minimum balance required to earn APY is $0.01.  Fees may reduce earnings. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

There is a limit of one Go Green Checking account and one Go Green Money Market account per Social Security Number.

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