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Business Checking

Helping your business flourish and reach its full potential

Supporting your business' daily money management needs

Here's how Coastal's Business Checking could help you bank better:

  • No monthly fee for balances above $1,500
  • 50 free items per month ($0.50 per item1 thereafter)
  • Manage your money through Digital Banking, Mobile Banking and Telephone Banking
  • Use our mobile app to deposit checks
  • Access cash at more than 80,000 surcharge-free2 ATMs nationwide
  • Your debit card is automatically enrolled in Visa Account Updater (VAU).  VAU is a program that automatically sends participating merchants your card data every time it changes, including recurring payments and card-on-file relationships
  • Secure Debit Card transactions via Apple Pay™ and Visa Checkout
  • Chip-enhanced EMV Debit Card provides added security
  • You are automatically enrolled to receive debit fraud alerts via text message to identity unauthorized activity3
  • Each time you use your Debit Card, we donate one cent to the Coastal Credit Union Foundation

Working hard for your business

As a North Carolina business owner, you have plenty of bases to cover and matters to address during the day. You need a checking account that won't hold you back. Coastal's Business Checking offers small-business owners the anytime accessibility needed to manage money whenever it's convenient, especially after hours. It's the ideal solution if your business manages a lower volume of cash and checks every month because the first 50 items post free of charge.

Security Commitment
Security Commitment
Protect yourself from fraud and identity theft.

I can take care of all of my banking needs on MY schedule, not a retail bank's inconvenient schedule.
Dwight R.

Frequently Asked Questions

As long as you have an established business account, you can apply for a loan in your business name.

You can open a small business account at any branch location. Depending on the type of business, a few additional documents will be needed to open the account.

To sign up for Digital Banking, you must accept the terms of the Digital Banking Services Agreement and Disclosure. Click on the link to Register a Business or Trust Account. Fill in the blanks for Account Number, Business or Trust Name, SSN/TIN, and Zip Code exactly the way the business or Trust is named. Press submit when complete. You will then be prompted to create a User ID and Password. Then, follow the steps when prompted.

1. “Item” refers to transactions which are processed by an employee and include: cash deposits and withdrawals, check deposits and withdrawals, checks cleared, checks received, incoming or outgoing wires, and teller transactions.

2. The first five non-Coastal ATM withdrawals during a specific month are free of charge. Every withdrawal after is charged a $2.00 non-Coastal ATM fee. There is no fee (surcharge) from the ATM owner when you use a CO-OP, Allpoint, CashPoints or Sheetz ATM.

3. Valid mobile phone number required. Data and other wireless carrier charges may apply.

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