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Credit Cards

With various Visa options, there's one to fit your finances.

Personal or business, rewards or low rates, Coastal has any type of card you want

Here's how a Coastal Credit Card can help you bank better:

  • Choose a Visa that lets you rack up rewards points with everyday purchases
  • Opt for a card with a low introductory rate to pay off debt quicker
  • Get a business credit card with a fixed rate for purchases, balance transfers and cash advances
  • All cards feature free° fraud text alerts, EMV, and secure payment options Apple Pay™ and Visa Checkout

Application and Solicitation Disclosure

Deposit-Growth Certificates
Earn higher yields with our certificates, featuring competitive rates, flexible terms and a low minimum opening balance.

COMPARE OUR CREDIT CARD OPTIONS

Credit Cards Benefits

Signature Premier Rewards Visa Credit Card

  • Earn 3x the points on gas at the pump, 2x on groceries and warehouse store purchases, 1x on other purchases1, all unlimited
  • Redeem points for cash back, statement credit, merchandise, travel and gift cards from popular brands
  • Accumulate additional points automatically just by using your card through ShopSPOT at in-store locations and more than 3,500 online merchants
  • Track all of your points through Digital Banking and Mobile Banking
  • Set up free° fraud alerts via text message to identity unauthorized activity
  • This card is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Rewards Visa Credit Cards

  • Earn 1 point per $1 on everyday purchases2, all unlimited
  • Redeem points for merchandise, travel and gift cards from popular brands
  • Accumulate additional points automatically just by using your card through ShopSPOT at in-store locations and more than 3,500 online merchantsTrack all of your points through Digital Banking and Mobile Banking
  • Track all of your points through Digital Banking and Mobile Banking
  • Set up free° fraud alerts via text message to identity unauthorized activity

Rate Advantage Visa Credit Card

  • Keep more money in your wallet with our lowest rate credit card
  • No annual fee or penalty rate
  • Manage your account anytime through Digital Banking and Mobile Banking
  • This card is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Rate Advantage Secured Visa Credit Card

  • Helps you establish or rebuild a healthy credit score by allowing you to use your savings as collateral
  • No annual fee or penalty rate
  • Manage your account anytime through Digital Banking and Mobile Banking
  • This card is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Business Visa Credit Card

  • Separate your business expenses, such as travel, entertainment, inventory and supplies
  • No annual fee or penalty rate
  • Enroll your card in Visa's SavingsEdge and get exclusive deals and savings for your business from participating merchants
Credit Cards Key Benefit Intro Offer After Intro Period Annual Fee

Signature Premier Rewards Visa Credit Card

Earn 3x the points on gas at the pump, 2x on groceries, 1x all other purchases1 0% APR on Balance Transfers – first 12 billing cycles*

13.00% to 18.00%† APR

None

Rewards Visa Credit Cards

Earn 1 point per $1 on everyday purchases2 0% APR on Purchases and Balance Transfers – first 6 billing cycles**

13.00% to 18.00%APR

None

Rate Advantage Visa Credit Card

Keep more money in your wallet with our lowest rate credit card 0% APR on Purchases and Balance Transfers – first 6 billing cycles*

9.00% to 18.00%† APR

None

Rate Advantage Secured Visa Credit Card

Helps you establish or rebuild your credit history N/A

17.00% APR

None

Business Visa Credit Card

Fixed rate and purchasing power for your business needs N/A

14.75% APR

None

Resource Center

5 Simple Tips to Avoid Fees on Your Checking Account

Nobody likes to pay fees. But, the thing is, if you don't watch what you're doing, or if you don't ask the right questions, you could end up paying a few.

How to Create a Simple Budget

Building a budget can be a great way to help reduce financial stress and plan for the future. According to a recent Gallup poll, only 32% of Americans had a monthly budget to track income and expenditures and only 30% had a long-term savings plan.

Lunch Tracker - Visa

The LunchTracker app from Visa helps you mange your spending and start saving money.

Making a budget is now made easier with the LunchTracker app from Visa. Regardless if you pack, eat at home or out at a restaurant, this app allows you to track how much you are spending when you have lunch. Because regardless of how you enjoy your lunch, these charges all add up. Keeping track of this daily expense can help you set spending goals and start saving.

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

Coastal Digital Banking - Coastal Credit Union

Coastal has upgraded our online banking and mobile banking platforms to a brand new unified system, which we are calling Digital Banking.

Access your Coastal Federal Credit Union accounts, quickly and conveniently, wherever you are with COASTAL Digital Banking! COASTAL Digital Banking allows you to check balances, make transfers, pay bills, and more!

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

I can take care of all of my banking needs on MY schedule, not a retail bank's inconvenient schedule.
Dwight R.

1. Points will be earned on Net New Purchases, which will be your purchases minus returns/credits made on your credit card account. You will earn 3 points per $1 for Net New Gasoline Purchases you make with the card, when paid at the pump (based on Visa Merchant Category Codes 5542). You will earn 2 points per $1 for Net New Supermarket Purchases you make with the card (based on Visa Merchant Category Code 5411) and 2 points per $1 for Net New Warehouse Purchases you make with the card (based on Visa Merchant Category Code 5300). You will earn 1 point per $1 for all other Net New Purchases you make. Signature Premier Rewards Visa Program Rules.

2. Points will be earned on Net New Purchases, which will be your purchases minus returns/credits made on your credit card account. You will earn 1 point per $1 for all other Net New Purchases you make. Rewards Visa Program Rules

* A special introductory balance transfer rate of 0.00% APR applies for 12 months from the account open date. At the end of 12 billing cycles, the transferred balances will migrate to the standard rate qualified for. Fees tied to balance transfers do apply. You may not transfer balances from one Coastal credit card to another, nor can it be used to make a payment on a Coastal loan.

** A special introductory offer purchase and balance transfer rate of 0.00% APR applies for 6 months from the account open date. At the end of 6 billing cycles, the transferred balances will migrate to the standard rate qualified for. Fees tied to balance transfers do apply.

† Lowest rate based on Coastal Federal Credit Union's Qualified Loan Program. All loans are subject to approval. Your rate may vary and is determined by your credit worthiness.This ANNUAL PERCENTAGE RATE (APR) will vary with the market based on the Prime Rate. Normal credit approval applies.

° Data and other wireless carrier charges may apply

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