Rate Advantage Secured Visa Credit Card

Take control of your credit card needs

Your first step to a higher credit score

Here’s how a Rate Advantage Secured Visa Credit Card can help you bank better:

  • Take control of your credit card needs with rates as lows as 15.25% APR1
  • Just the Facts

Here’s how a Rate Advantage Secured Visa Credit Card can help you bank better:

  • Helps you establish or rebuild a healthy credit score by allowing you to use your savings as collateral
  • No annual fee or penalty rate
  • Other benefits  include Visa Roadside Assistance and Auto Rental Collision Damage Waiver
  • Application and Solicitation Disclosure

Here’s how a Rate Advantage Secured Visa Credit Card can help you bank better:

  • Manage your account anytime through Online Banking and Mobile Banking
  • Sign up for free fraud text alerts2 in Online Banking
  • Your credit card is automatically enrolled in Visa Account Updater (VAU).  VAU is a program that automatically sends participating merchants your card data every time it changes, including recurring payments and card-on-file relationships
  • Secure transactions via Apple Pay™ and Visa Checkout
  • id AllySM : Our identity theft recovery program is included free° with this product

 

Go Green Checking
Go Green Checking
Enjoy the highest checking rate* in North Carolina and so much more.
* Source: Informa Research Services

I can take care of all of my banking needs on MY schedule, not a retail bank's inconvenient schedule.
Dwight R.

Frequently Asked Questions

You can activate your credit card in two ways: by calling the number affixed to your card (888-691-8661) or by logging into Online Banking and click on your Credit Card Loan Details.  Then choose MyCardInfo.

You can activate your debit/ATM card by calling the number on the activation sticker and following the prompts until you receive confirmation your card was successfully activated. You may also activate your card by making a transaction at a Coastal ATM.

If you have forgotten your PIN, please contact our Contact Center at 919-420-8000 to speak to a representative, available 24 hours a day, 7 days a week. You may also log into Online Banking and send us a request by secure message. Once we receive your request, we will send the PIN to you in the mail to the address on file.  You will receive your PIN mailer within 5-7 days.

If you would like to set a PIN for your card, simply call 888-891-2435 and follow the prompts.  If you have forgotten your PIN, contact us at 919-420-8000 or 800-868-4262.

Established limits are daily:

Classic - PIN $1000 Purchase/Credit $2000

Go Green - PIN $1000 Purchase/Credit $5000

HSA - PIN $1000 Purchase/Credit $3000

  1.  APR - Annual Percentage Rate
    Guide to Benefits
    Consumer Credit Card Agreement
    Application and Solicitation Disclosure
     
  2. Data and other wireless carrier charges may apply

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