Rewards Visa Credit Card

Turn your everyday purchases into a rewarding experience.

Enjoy a rewarding credit card experience.

Here’s how a Rewards Visa Credit Card can help you bank better:

  • Earn 1 point per $1 on everyday purchases1 (unlimited points)
  • Introductory 0% APR on purchases and balance transfers for first 6 Billing Cycles.2 After that, the standard variable APR will be 11.25% to 18.00%3 on purchases and balance transfers
  • No annual fee
  • Just the Facts

Benefits of a Rewards Credit Card

  • Redeem points for merchandise, travel and gift cards from popular brands
  • Use your rewards card at participating BP stations when fueling up and you can redeem your points for rewards at the pump. 2,000 points = $.50 reward per a gallon, up to 20 gallons!1
  • Other benefits include Visa Roadside Dispatch and Auto Rental Collision Damage Waiver
  • Application and Solicitation Disclosure


Manage Your Credit Card

  • Manage your account anytime through Online Banking and Mobile Banking
  • Sign up for free fraud text alerts4 in Online Banking
  • Your credit card is automatically enrolled in Visa Account Updater (VAU).  VAU is a program that automatically sends participating merchants your card data every time it changes, including recurring payments and card-on-file relationships
  • Secure transactions via Apple Pay™ and Visa Checkout
  • id AllySM : Our identity theft recovery program is included free with this product


Go Green Checking
Go Green Checking
Enjoy the highest checking rate* in North Carolina and so much more.
* Source: Informa Research Services

I can take care of all of my banking needs on MY schedule, not a retail bank's inconvenient schedule.
Dwight R.

Frequently Asked Questions

If you have forgotten your PIN, please contact our Contact Center at 919-420-8000 that is available 24 hours a day for assistance. Representatives are available 7 days a week, 24 hours a day. Or you may log into Digital Banking and send us a request by secure message. Once we receive your request we will send the PIN to you in the mail.

You should receive your new card within the month that the card is set to expire. To prevent any delays getting you a card, please ensure your address on record is correct. If you do not receive your new card, please contact our Member Contact Center at or call 919-420-8000.

Yes, in most cases these cards can be used outside of the United States; however, to better serve you while traveling its best to notify us for improved security and access to your accounts. By knowing when and where you are traveling, allows us to strive to minimize the chances of your card(s) being blocked or flagged for unusual activity. To notify us, please call our Contact Center at 800-868-4262. For your convenience you can access cash at ATM locations worldwide.

To receive a replacement just give us a call at 800-868-4262 or 919-420-8000. Please allow 7 to 10 business days to receive the replacement card.

If you suspect your debit card has been blocked you may contact us at 888-241-2440, or if outside of the U.S. contact them at 909-941-1034. If your credit card has been blocked, you may call 800-868-4262. To help ensure uninterrupted use of your card, notify us in advance that you are traveling so we may flag your account with the travel destination and dates of your trip so a financial surprise doesn't spoil your trip.

  1. Points will be earned on Net New Purchases, which will be your purchases minus returns/credits made on your credit card account. You will earn 1 point per $1 for all other Net New Purchases you make. Rewards Visa Terms and Conditions.
  2. APR - Annual Percentage Rate. Your rate is determined by your credit worthiness. Normal credit approval applies. A special introductory offer on purchases and balance transfer rate of 0.00% APR applies for 6 months from the account open date. At the end of 6 billing cycles, the transferred balances will migrate to the standard rate qualified for. Fees tied to balance transfers do apply. You may not transfer balances from one Coastal credit card to another, nor can it be used to make a payment on a Coastal loan.
  3. Guide to Benefits (pdf)
    Consumer Credit Card Agreement (pdf)
    Application and Solicitation Disclosure (pdf)
  4. Data and other wireless carrier charges may apply

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