Basic Checking

Life is easier when you keep things simple.

A checking account that meets all your basic banking needs

The Ease You Have Been Looking For

The Security You Need

  • Your debit card is automatically enrolled in Visa Account Updater (VAU). VAU is a program that automatically sends participating merchants your card data every time it changes, including recurring payments and card-on-file relationships

  • Secure Debit Card transactions via Apple Pay™ and Visa Checkout

  • Chip-enhanced EMV Debit Card provides added security

  • You are automatically enrolled to receive debit fraud alerts via text message to identity unauthorized activity2

The Perks You'll Enjoy

  • Eligible for our annual Loyalty Bonus payout
  • Control your debit card permissions and preferences using CardNav
  • Each time you use your Coastal debit or credit card, we give one penny back to our community, more than $300,000 a year, through the Coastal Credit Union Foundation
  • As a Coastal member, you’re entitled to these great deals on Coastal Credit Union Music Park concert tickets, Carolina Hurricane games, and Durham Bulls souvenirs 
Go Green Checking
Go Green Checking
Enjoy the highest checking rate* in North Carolina and so much more.
* Source: Informa Research Services

I can take care of all of my banking needs on MY schedule, not a retail bank's inconvenient schedule.
Dwight R.

Frequently Asked Questions

Yes, the minimum required to open a checking account is $100. However, there is no minimum balance required to enjoy all of the features of your account or to waive any fees.