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Personal Loans

Flexible, affordable options get you closer to your goals.

We can provide a loan for any purpose you can imagine

Here's how a personal loan from Coastal can help you bank better:

  • Competitive rates help you save money on interest
  • Various terms can be adjusted to fit your budget
  • Flexible financing can be applied to anything you need
  • Simple application and quick closing delivers your loan faster
  • id AllySM : Our identity theft recovery program is included free with this product
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CONSIDER OUR PERSONAL LOAN OPTIONS

Personal Loans Term Rates Benefits

Unsecured Loan

5 Years 10.62%1
  • Available as a fixed-rate lump sum
  • Borrow up to $50,000
  • Consolidate higher-interest debt
  • No collateral required
  • Easy process
  • This loan is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Unsecured Line of Credit

- 10.62%1
  • Available as a revolving credit line with a variable rate
  • Borrow up to $50,000
  • Connect to your checking account to automatically protect you from overdraft fees and bounced transactions
  • This line of credit is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Share/Certificate Secured Loan

- Add 2% to the Savings Dividend Rate
  • Borrow against the value of your savings without depleting your savings
  • Your account still earns dividends while you use your loan
  • Lower interest rates than other options
  • Use to establish or rebuild credit
  • This loan is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Overdraft Line of Credit

- -
  • Protects you when you spend more than your checking account balance
  • Coverage kicks in automatically when you overdraw your account
  • You're not paying unnecessary fees for bounced checks or transactions
  • This line of credit is eligible for an annual LoyalShare Points Rewardsty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Resource Center

How to Build Credit and Why it's Important

When's the last time you checked your credit report? Errors on your credit report can lower your credit score - and you may not even be aware of them. The FTC says one in four people found an error on their credit report that could affect their credit score.

Managing Your Loans: Debt Consolidation

If you have a lot of debt, you're not alone. Today, more and more Americans are burdened with credit card and loan payments. So whether you are trying to improve your money management, having difficulty making ends meet, want to lower your monthly loan payments, or just can't seem to keep up with all of your credit card bills, you may be looking for a way to make debt repayment easier.

Lunch Tracker - Visa

The LunchTracker app from Visa helps you mange your spending and start saving money.

Making a budget is now made easier with the LunchTracker app from Visa. Regardless if you pack, eat at home or out at a restaurant, this app allows you to track how much you are spending when you have lunch. Because regardless of how you enjoy your lunch, these charges all add up. Keeping track of this daily expense can help you set spending goals and start saving.

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

Coastal Digital Banking - Coastal Credit Union

Coastal has upgraded our online banking and mobile banking platforms to a brand new unified system, which we are calling Digital Banking.

Access your Coastal Federal Credit Union accounts, quickly and conveniently, wherever you are with COASTAL Digital Banking! COASTAL Digital Banking allows you to check balances, make transfers, pay bills, and more!

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

I was able to buy my first home on my own without using all of my savings.
Margaret H.

All loans are subject to approval.

1 Lowest rates based on Coastal Federal Credit Union's Qualified Loan Program. Your rate may vary and is determined by your credit qualifications, amount financed, collateral and loan terms. Other rates and terms available. All rates and terms are subject to change without notice. Please stop by or call a Credit Union loan representative for full details

Need help with Personal Loans?

Call 800-868-4262 to speak with a representative