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Personal Loans

Flexible, affordable options get you closer to your goals.

We can provide a loan for any purpose you can imagine

Here's how a personal loan from Coastal can help you bank better:

  • Competitive rates help you save money on interest
  • Various terms can be adjusted to fit your budget
  • Flexible financing can be applied to anything you need
  • Simple application and quick closing delivers your loan faster
  • id AllySM : Our identity theft recovery program is included free with this product
Signature Premier Rewards Visa
Earn travel rewards faster with 3X points on gas, 2X groceries, and 1X on other purchases, all unlimited.

CONSIDER OUR PERSONAL LOAN OPTIONS

Personal Loans Term Rates as low as Benefits

Personal Loan2

Up to 10 Years 7.75% APR1
  • Borrow up to $60,000
  • Consolidate higher-interest debt
  • No collateral required
  • Easy process
  • This loan is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Personal Line of Credit3

- 7.75% APR1
  • Available as a revolving credit line with a variable rate4
  • Borrow up to $50,000
  • Connect to your checking account to automatically protect you from overdraft fees and bounced transactions
  • This line of credit is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Share/Certificate Secured Loan

Vary5 Add 2% to the
Savings or Certificate
Dividend Rate
  • Borrow against the value of your savings without depleting your savings
  • Your account still earns dividends while you use your loan
  • Lower interest rates than other options
  • Use to establish or rebuild credit
  • This loan is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Overdraft Line of Credit3

- 7.75% APR1
  • Protects you when you spend more than your checking account balance
  • Coverage kicks in automatically when you overdraw your account
  • Available as a revolving credit line with a variable rate4
  • Connect to your checking account to automatically protect you from overdraft fees and bounced transactions
  • This line of credit is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Resource Center

How to Build Credit and Why it's Important

When's the last time you checked your credit report? Errors on your credit report can lower your credit score - and you may not even be aware of them. The FTC says one in four people found an error on their credit report that could affect their credit score.

Lunch Tracker - Visa

The LunchTracker app from Visa helps you mange your spending and start saving money.

Making a budget is now made easier with the LunchTracker app from Visa. Regardless if you pack, eat at home or out at a restaurant, this app allows you to track how much you are spending when you have lunch. Because regardless of how you enjoy your lunch, these charges all add up. Keeping track of this daily expense can help you set spending goals and start saving.

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

Coastal Digital Banking - Coastal Credit Union

Coastal has upgraded our online banking and mobile banking platforms to a brand new unified system, which we are calling Digital Banking.

Access your Coastal Federal Credit Union accounts, quickly and conveniently, wherever you are with COASTAL Digital Banking! COASTAL Digital Banking allows you to check balances, make transfers, pay bills, and more!

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

I was able to buy my first home on my own without using all of my savings.
Margaret H.

All loans are subject to approval. Lowest rates based on Coastal Federal Credit Union's Qualified Loan Program. Other rates and terms vailable. All rates and terms are subject to change without notice.

1. APR = Annual Percentage Rate.

2. Your fixed rate is determined by your credit qualifications, amount financed, and loan terms. For a $5,000 loan for a term of 5 years with a 7.75% APR, the monthly payment is approximately $100.78.

3.  Your rate may vary and is determined by your credit qualifications, amount financed, collateral and loan terms.

4. The annual percentage rate may vary after the account is opened.

5. Certificate terms cannot exceed maturity date.

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