Consolidate your debt the easy way. Enjoy no interest1 on balance transfers for the first 12 billing cycles.


Unlimited Points
Earn 1 point per $1 on your everyday purchases2
Exciting Rewards
Redeem points for money back, travel, entertainment, and more!
Unrivaled Control
Access to Coastal CardNav**, giving you more security and control of your cards

Bank Better With a Signature Premier Rewards Credit Card

  • Earn 3x the points on gas at the pump, 2x on groceries and warehouse store purchases, and 1x on all other purchases2
  • Get a 0% intro APR on balance transfers for the first 12 billing cycles1. At the end of 12 billing cycles, the transferred balances will migrate to 16.50% to 18.00%3

The Perks You’ll Love

  • Earn unlimited rewards with our Share Points Reward program
  • Redeem your points for money back, travel, entertainment, and other cool items
  • Redeem your points right at the pump! Simply use your card at participating BP stations.
    2,000 points = $.50 reward per gallon, up to 20 gallons!


The Control You Need

Resource Center

4 Benefits Of Credit Cards

Credit cards are an extremely valuable financial tool that may build or improve your credit when used responsibly. That means, spending within your means and paying your credit card bill on time to avoid paying interest and being in credit card debt.

Credit Card Fraud Text Alerts

Fraud text alerts are designed to help protect you by more quickly identifying fraudulent transactions, and reduces the inconvenience of having your card blocked for legitimate transaction that we couldn’t confirm.

I love my Signature Rewards credit card! I get points for gas and groceries!
A Coastal Member

Frequently Asked Questions

You can activate your credit card in two ways: by calling the number affixed to your card (888-691-8661) or by logging into Online Banking and click on your Credit Card Loan Details.  Then choose MyCardInfo.
If you would like to set a PIN for your card, simply call 888-891-2435 and follow the prompts.  If you have forgotten your PIN, contact us at 919-420-8000 or 800-868-4262.
You may access your credit card history, transactions, payments, and details within Online Banking.
Log into Online Banking and click on your Credit Card Loan Details > MyCardInfo > e-Statements to enroll. e-Statements are free and convenient. You can resume paper statements at any time.
The Annual Percentage Rate (APR) can be found on your monthly statement.

All loans are subject to approval.

1. APR = Annual Percentage Rate. Your rate is determined by your creditworthiness. Normal credit approval applies. A special introductory offer balance transfer rate of 0.00% APR applies for 12 months from the account open date. After that, your APR will be 16.50% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Fees tied to balance transfers do apply. $5.00 or 3.00% of the amount of each balance transfer, whichever is greater. You may not transfer balances from one Coastal credit card to another, nor can it be used to make a payment on a Coastal loan. Fees tied to Cash Advance Fees do apply. $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Offer is subject to change in the future without notice.

2. Points will be earned on Net New Purchases, which will be your purchases minus returns/credits made on your credit card account. You will earn 3 points per $1 for Net New Gasoline Purchases you make with the card, when paid at the pump (based on Visa® Merchant Category Codes 5542). You will earn 2 points per $1 for Net New Supermarket Purchases you make with the card (based on Visa® Merchant Category Code 5411) and 2 points per $1 for Net New Warehouse Purchases you make with the card (based on Visa® Merchant Category Code 5300). You will earn 1 point per $1 for all other Net New Purchases you make. Signature Premier Rewards Visa® Terms and Conditions.

3. Application and Solicitation Disclosure (pdf)
Guide to Benefits
Consumer Credit Card Agreement (pdf)

4. Valid mobile phone number required.

**Data and other wireless carrier charges may apply.

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