Official Digital Green Thumb Contest Rules

Agreement to Rules: By entering this contest, the Entrant ("You") agrees to abide by Coastal Federal Credit Union's (“Coastal Credit Union” or “Coastal”) Official Rules and decisions, which are fully and unconditionally binding in all respects. Coastal Credit Union reserves the right to refuse, withdraw, or disqualify any entry at any time at its sole discretion. By entering this contest, you represent and warrant that You are eligible to participate based on eligibility requirements explained in the Official Rules. You also agree to accept the decisions of Coastal Credit Union as final and binding as they relate to the content of this contest.

Eligibility: The Digital Green Thumb Contest (the "Contest") is open to Coastal members in good standing (must currently have an active base share account with a minimum balance of $5.00, no delinquencies, charge-offs, escheat or bankruptcies) who are legal residents of the state of North Carolina, and are age 18 years or older as of the date of entry. Employees, officers, and directors of Coastal (the "Sponsor"), its affiliates, subsidiaries, advertising, promotion, and fulfillment agencies, and their immediate family members and persons living in the same household are not eligible to participate in the Contest.

Contest Entry Period: The Contest begins on July 24, 2024, at 8:30 AM Eastern Time ("ET") and ends on August 7, 2024, at 5:30 PM ET (the "Contest Period").

How to Enter: To enter the Contest, participants must: 1) Come into a Coastal branch and talk to a representative. Upon completing the above steps, participants will automatically be entered. One (1) entry per person is limited during the Contest Period. Additional entries will be disqualified.

Prize: One (1) winner will be selected to receive a $100 Home Depot gift card and gardening tool kit. The prize is non-transferable, and no substitution will be made except as provided here in at the Sponsor's sole discretion. Sponsor reserves the right to substitute the prize for one of equal or greater value if the designated prize should become unavailable for any reason.

Selection and Notification of Winner: The winner will be selected in a random drawing from all eligible entries received during the Contest Period. The drawing will be conducted the week of August 12, 2024, and the winner will be notified via email of winning the week of August 12, 2024. IF THE WINNER VIOLATES ANY OF THESE OFFICIAL RULES, THE WINNER (AT COASTAL CREDIT UNION'S SOLE DISCRETION) WILL BE DISQUALIFIED, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

Publicity: Except where prohibited, participation in the Contest constitutes the winner’s consent to the Sponsor’s and its agent’s use of the winner’s name, likeness, photograph, voice, opinions, and/or hometown and state for promotional purposes in any media, worldwide, without further payment or consideration.

General Conditions: Sponsor reserves the right to cancel, suspend, and/or modify the Contest, or any part of it, if any fraud, technical failures, human error, or any other factor impairs the integrity or proper functioning of the Contest, as determined by Sponsor in its sole discretion. Sponsor reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Contest or to be acting in violation of these Official Rules or any other promotion or in an unsportsmanlike or disruptive manner. Any attempt by any person to deliberately undermine the legitimate operation of the Contest may be a violation of criminal and civil law, and should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law.

Limitation of Liability: Your entry into this contest constitutes Your agreement to release and hold harmless Coastal Credit Union and its subsidiaries, representatives, affiliates, partners, advertising and promotion agencies, successors, agents, assigns, directors, employees, and officers against and from any and all claims, liability, illness, injury, death, litigation, loss, or damages that may occur, directly or indirectly from participation in the contest and/or the 1) Winner accepting, possessing, using, or misusing of any awarded prize or any portion thereof; 2) any type of technical failure; 3) the unavailability or inaccessibility of any transmissions, phone, or Internet service; 4) unauthorized intervention in any part of the entry process or the Promotion; 5) electronic error or human error in the Promotion administration or the processing of entries.

Disputes: THIS CONTEST IS GOVERNED BY THE LAWS OF THE UNITED STATES AND THE STATE OF NORTH CAROLINA, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. The Entrant agrees, as a condition of participating in this promotion, that if any disputes cannot be resolved between the Entrant and Coastal Credit Union, and if causes of action arise out of or are connected with this contest, they shall be individually resolved exclusively before a court located in North Carolina having jurisdiction, without resorting to any form of class action. Under no circumstances in any such dispute shall the participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney's fees, other than the participant's actual out-of-pocket expenses (i.e. costs associated with entering this contest). The participant waives all rights to have damages multiplied or increased.



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