Deals Too Good for the Banks.

Go Green Bundle

Go Green Bundle

Go Green Checking – up to 0.75% APY2

Up to 0.75% APY with 30 or more debit card purchases per month with your included Go Green debit card.
No monthly fees, no minimum balances.
88,000 Nationwide surcharge free ATMs (CashPoints at State Employees Credit Unions, Allpoints at CVS’s, Sheetz ATMs, and any ATM with a COOP logo).
Mobile Apps to turn your card on and off, deposit your checks, pay friends, and stay within your budget.
Every member gets free Identity Recovery Services with id AllySM to help you with any suspected fraud on your account.
Each time you use your Coastal debit card, we donate one cent to the Coastal Credit Union Foundation.



High Yield Savings
Go Green money Market –0.75% APY3

0.75% APY with 12 or more debit card purchases per month with your included Go Green debit card. The standard APY is still higher than our competition at .35% APY.
This high yield savings is good up from $100 to $1 million.
Like Go Green Checking, you can manage your account through Online Banking and Mobile Banking.





0.75% APY




Maximize your earnings with a high yield certificate.

Check mark
Earn 0.75% APY with our 12 Month Certificate.
Check mark
Grow your money faster with dividends compounding daily, while many other financial institutions compound interest monthly, quarterly or annually.
Check mark
No maintenance fees.
Check mark
As little as $250 is needed to open a certificate.

Earn more money, faster.

Graph representing our rates vs. Banks


  12 Months 12 Month 24 Months 36 Months 48Months
Coastal 0.75% APY1 0.75% APY1 0.75% APY1 0.75% APY1
Bank of America 0.20% APY 0.20% APY 0.20% APY 0.20% APY 0.10% APY
BB&T 0.30% APY 0.30% APY 0.30% APY 0.20% APY 0.20% APY
First Citizens 0.02% APY 0.02% APY 0.05% APY 0.05% APY 0.15% APY
PNC 0.50% APY 0.50% APY 0.30% APY 0.30% APY 0.15% APY



Did you Know?

Did you know?

  • As a Coastal member, you’re entitled to sit down for a complimentary financial review4. Retirement planning made easy.
  • Analyze all aspects of your current financial plan to see if you are on track to achieve your financial goals.
  • Includes a personalized strategy to reach your financial goals if you are not on track.
  • Create a retirement review schedule and address any life-changing events.





Open Online Open in a branch
Move your money and start saving more.


APY = Annual Percentage Yield. APYs are accurate as of the last dividend declaration date.

1. APY – Annual Percentage Yield.  Our APY is accurate as of 06/01/2020 and rates are subject to change. Other banks APY is accurate as of 05/24/2020. Early withdrawal penalty may reduce the earnings. Certificate requires $250 minimum to open and will automatically renew at the end of the term. The APYs for other financial institutions are based on SNL/S&P Global. Some financial institutions require minimum deposit amounts to earn listed rate. The APYs in this table are for the state of North Carolina. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site.  All financial products, shopping products, and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions.

2. The rate may change after account opening.Minimum deposit of $100 required to open an account. Fees may reduce earnings. Premium Tier and Standard Tier rate are applied to daily average balances up to $10,000. Base Tier rate will apply to the portion of the balance exceeding $10,000. For more details, see the Truth-In-Savings Disclosure and Rate Table. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Tier APY on average daily balances $10,000 or less APY on average daily balances above $10,000
30 or more debit card purchases per month
0.75%​ .10%​
At least 12 debit card purchases per month
0.75% .10%​
less than 12 debit transactions per month


3. The rate may change after account opening. Post 30 Go Green Checking transactions a month and you could earn 0.75% on your Go Green Money Market. $100 and a Go Green Checking account are needed to open a Go Green Money Market. Minimum balance required to earn APY is $0.01. Fees may reduce earnings. There is a limit of one Go Green Checking account and one Go Green Money Market account per Social Security Number. 

Tier APY on average daily balances $1,000,000 or less APY on average daily balances above $1,000,000
12 or more debit transactions per month
0.75%​ 0.50%​
less than 12 debit transactions per month


4. Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Coastal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.