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Consolidate your debt into one low monthly payment. This is a special invitation to apply just for you!1
LOWER MY MONTHLY PAYMENTS
It is easy to join online. We will guide you through the process while helping you apply for your Home Equity Line of Credit.
In the application, simply select the first option: “Home Equity Line of Credit”
Apply Now >
We’ll personally reach out to you, guiding you through the process.
You can now relax knowing you are banking better by consolidating your debt into one low monthly payment.
START MY APPLICATION
1. All lines are subject to approval. All applicants must meet underwriting criteria. Property insurance required. Loan or line amount may be less than 100% of your home’s combined loan-to-value. To calculate how much additional money you may be able to access, estimate the market value of your home and subtract the sum of the total mortgage balances on your property (1st mortgage + home equity balances). For example, if your home is valued at $270,000 and you owe $150,000 on your first mortgage and you owe $50,000 on a home equity loan then you may be able to access up to an additional $70,000 by refinancing your existing home equity balance. $270,000 – $150,000 = $120,000 where this amount includes the home equity balance that was paid off. All standard closing costs for properties located in North Carolina are paid by Coastal. The offered pricing is only available for primary residences. Non-standard costs such as a full appraisal, title insurance, attorney fees and closing costs for properties located in Virginia or South Carolina must be paid by the borrower. This rates are not elegible for a further discount. To learn more about what closing costs applies to you, please contact your local branch or call our home equity team at 919-800-4750 to discuss. Federally insured by NCUA. NMLS ID # 619449
2. Membership eligibility required. Primary savings account required to obtain lending services. Minimum deposit of $25 required to open a Primary Savings.
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