Get up to $250 when you bring your friends to Coastal!1

Throughout the month of November and December, bring your family, friends, and co-workers to join Coastal. After they become a member and open one of these 5 products, they get fifty bucks! Even better, you’ll get fifty bucks per person that you refer, up to $250.

What are the perks of becoming a Coastal member? Learn more about all of the ways that Coastal can provide you a better way to bank.


Just open one of these five products:


Go Green Checking

Earn up to 3.00% APY2, the highest return in the Triangle! Teller hours from 7am to 7pm everyday, even weekends. No monthly fees. No minimum balance.



Visa Credit Card

Premier Rewards
Earn bonus points automatically when shopping at participating local and national retailers.

Rate Advantage
Keep more money in your wallet with a ridiculously low rate.



Auto Loan Refinance

We guarantee we’ll lower your monthly auto loan payments by $100 or we’ll give you $200 when you refinance with us.3




Maximize your earnings with steady growth and guaranteed returns.4



Personal Loan

Borrow with predictable payments that won’t change over time. Borrow up to $60,000 and simplify your finances with one monthly payment.





Bring your friends to the nearest Coastal Branch.
If applying online applying online , add the name of the person who referred you in the comments section.


Hurry! Offer expires December 31st.




Join Online Join Online Find a Branch


Offer expires

December 31st



All loans are subject to approval.

1. Minimum deposit required is $100.00.  Also must qualify for membership through Select Employee Group, current family member or through NCSEA (which is an $18 membership fee).

2. APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. The rate is subject to change without notice, and is accurate as of 10/01/19. Minimum deposit of $100 required to open an account. Fees may reduce earnings. Premium Tier and Standard Tier rate are applied to daily average balances up to $10,000. Base Tier rate will apply to the portion of the balance exceeding $10,000. For more details, see the Truth-In-Savings Disclosure and Rate Table. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Tier APY on average daily balances $10,000 or less APY on average daily balances above $10,000
30 or more debit card purchases per month
3.00%​ .10%​
At least 12 debit card purchases per month
.51% .10%​
less than 12 debit transactions per month


3. Savings of $100 each month may not be available to all applicants. $200 will be credited to the members share/checking account between 0 and 5 days of the loan origination date Your rate may vary and is determined by your credit qualifications, amount financed, collateral, and loan terms. Other rates and terms available. All rates and terms are subject to change without notice. Existing Coastal Federal Credit Union and Freedom Federal Credit Union auto loans are not eligible. No additional discounts available. Interest accrues daily.

4. Certificate must be a 12 Months or greater. Minimum deposit is $250.