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Calculators

Run the numbers and bring your next steps into focus.

Whatever financial decisions you're weighing, Coastal can help

Here's how our array of financial calculators can help you bank better:

  • Create a strategy to help you make decisions about how to best spend and save your money
  • Analyze the details of buying a home or vehicle, planning for retirement and building up your savings most effectively
  • Save time on your research with these easy-to-use tools
Financial Education Center
Control your finances with a wealth of knowledge.

Compare Our Calculator Options

Auto Calculators Benefits
Calculate a Vehicle Payment
  • Easily compute your monthly payments and figure out exactly what you can afford to drive

Monthly Payment by Loan Term Calculator

  • Find a comfortable balance between monthly payment amounts and overall financing charges
Savings Calculators Benefits
Calculate the Impact of Saving More
  • Figure out how much someone with your financial profile might benefit from a little extra effort
Save for College Calculator
  • Project future college costs and put together a savings plan that could someday ease the sticker shock for you and your children
Save Toward a Goal Calculator
  • Factor in savings rate and interest returns to figure out exactly when your dreams might become reality
Save for a Rainy Day Calculator
  • Analyze your spending and savings patterns to help you decide how much you might need to stock away
Mortgage Calculators Benefits
Rent or Buy Calculator
  • Weigh the overall costs of renting and home ownership so you can make an informed financial choice
Home Affordability Calculator
  • Consider all of the factors that determine how much home you can afford
Time to Refinance Calculator
  • Look at all of the factors that help you decide whether it's a good time to refinance your mortgage
Home Equity Calculators Benefits
Home Equity Calculator
  • Use this calculator to see how much equity is potentially in your home
Home Equity Loan Payment Calculator
  • See how you’re progressing toward your goal of getting your home equity loan balance paid off
Home Equity Loan or Line of Credit Calculator
  • Find out which option works best to help you reach your goals
Consolidating Debt with Home Equity Calculator
  • Get insight into whether your home's equity can help you save money and pay off your outstanding debt
Retirement Calculators Benefits
401(k) Calculator
  • Figure out how much money you might accumulate and whether you should devote more of your paycheck to your account
Traditional 401(k) vs. Roth 401(k) Calculator
  • Enter your salary and retirement savings goals into this calculator to see which choice could work better for you
Retirement Income Estimator
  • Get an idea of how much money you need to fund your retirement lifestyle
Retirement Savings Calculator
  • Find out how much money you might need in retirement and whether your planning is on track
Additional Calculators
  • Find out how much money you might need in retirement and whether your planning is on track
Debt Calculators Benefits
Debt Consolidation Calculator
  • Input current loan rates, balances and other data to see if debt consolidation can help you get ahead
Meet a Debt Payoff Goal Calculator
  • Figure out how quickly you could pay off your debts making certain levels of monthly payments
Increase Your Monthly Payment Calculator
  • See how increasing your payments can help you pay down your loans quicker
Credit Card Payoff Calculator
  • Factor in your debt load, credit card interest rate and potential monthly payments to create your payoff plan
Budget Calculators Benefits
How Much Am I Spending Calculator
  • Easily track your spending to find out where your money goes and to determine where more of it should be going
Spare Change Calculator
  • Use this calculator to find out how much all of your spare change is worth
Net Worth Calculator
  • Calculate your net worth, which is the difference between the value of what you own versus how much debt you owe
Working vs. Stay Home Calculator
  • Weigh the financial pros and cons of pursuing employment compared to staying at home to raise children

Resource Center

Coastal Donates Building to NC Wesleyan College

Coastal Credit Union and NC Wesleyan College announced today that the credit union is donating to the college a 6,300 square foot building located at 2900 N. Wesleyan Boulevard in Rocky Mount.

Investing for Major Financial Goals

Setting goals is an important part of life in general and financial planning in particular. Investing without knowing what you're trying to achieve is like trying to drive across country without a map or GPS.

Lunch Tracker - Visa

The LunchTracker app from Visa helps you mange your spending and start saving money.

Making a budget is now made easier with the LunchTracker app from Visa. Regardless if you pack, eat at home or out at a restaurant, this app allows you to track how much you are spending when you have lunch. Because regardless of how you enjoy your lunch, these charges all add up. Keeping track of this daily expense can help you set spending goals and start saving.

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

Coastal Digital Banking - Coastal Credit Union

Coastal has upgraded our online banking and mobile banking platforms to a brand new unified system, which we are calling Digital Banking.

Access your Coastal Federal Credit Union accounts, quickly and conveniently, wherever you are with COASTAL Digital Banking! COASTAL Digital Banking allows you to check balances, make transfers, pay bills, and more!

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

Having this account allowed me to save for college and now I have the opportunity to pay for my education without having to worry about interest.
Claudia M.

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