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One way to obtain money to pay for home improvements, dream vacations, college costs, medical bills or other big-ticket needs is through a home equity loan. “Equity” is the difference between your remaining mortgage balance and the market value of your home. Generally, the bigger the difference between the two, the more you can borrow. But as you tap into a higher percentage of your home’s equity, the loan interest rate may increase. You can use this calculator to figure out how to hone your home equity loan application.
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