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Home Equity Loan or Line of Credit Calculator

Find out how much you might owe when you borrow against your home's value.

Use our calculator to help decide the right home equity product for you

Home equity lines of credit work differently than other loans. Based on your home’s value and the amount left on your mortgage, you’re given access to a certain-sized pool of money for a period of years, called the draw period. You pay interest charges only as you use the money. There are no principal repayment requirements during this time. But when the draw period ends, the repayment obligations begin. Use this calculator to draw your own conclusions about possible interest charges and the size and duration of your eventual monthly payments.

Financial Education Center
Financial Education Center
Control your finances with a wealth of knowledge.

Having this account allowed me to save for college and now I have the opportunity to pay for my education without having to worry about interest.
Claudia M.

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