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Please note that Coastal Digital Banking will be unavailable between 1:00 AM and 6:30 AM on Saturday, June 22 while we perform scheduled maintenance.
With a loan, there’s no need to do things exactly by the numbers. Just because you have a 30-year mortgage doesn’t mean you are required to take all 30 years to pay it off. The same goes for a 60-month car loan. Setting a shorter-term payoff goal for a loan or credit card debt make good financial sense. It can both reduce your overall interest charges and free up money from those monthly payments for other things in your life. You can use this calculator to figure out how quickly you would pay off your debts making certain levels of monthly payments.
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