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Time to Refinance Calculator

It might pay off to renegotiate your mortgage terms.

Use our calculator to help decide if you should refinance your mortgage

The decision whether to refinance a home mortgage isn’t always an easy one. Yes, you might be able to save hundreds of dollars in monthly payments or “cash out” and obtain extra money for other uses. But there are many factors to consider: whether interest rates have dropped significantly since you obtained your current mortgage; the balance and length of time left on your current loan; and how long it might take you to recoup the closing costs on a new loan. This calculator can help you decide if it’s the right time to try a refi.

Financial Education Center
Financial Education Center
Control your finances with a wealth of knowledge.

Having this account allowed me to save for college and now I have the opportunity to pay for my education without having to worry about interest.
Claudia M.

Need help with Time to Refinance Calculator?

Call 800-868-4262 to speak with a representative