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Traditional 401(k) vs. Roth 401(k) Calculator

Contrasting taxation rules create interesting choices.

Use our calculator to help decide where you should put your retirement savings

Many employers have added an entrée to their retirement benefits menu, offering a Roth 401(k) as well as a Traditional 401(k). What’s the difference? Employees contribute pre-tax dollars to a Traditional 401(k), but the money does get taxed when it’s eventually distributed. In contrast, a Roth 401(k) is funded with post-tax dollars, but retirees pay no additional taxes years later when they access the funds. Enter your salary and retirement savings goals into this calculator to see which choice you find more appetizing.

Financial Education Center
Financial Education Center
Control your finances with a wealth of knowledge.

Having this account allowed me to save for college and now I have the opportunity to pay for my education without having to worry about interest.
Claudia M.

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