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Disclosures

We make it as easy as possible for you to access the fine print.

Get a better understanding of how we serve you

Membership

Membership Disclosures Effective Date
Schedule of Fees January 1, 2017
Membership & Account Agreement August 10, 2016
Electronic Funds Transfer August 10, 2016
Privacy Policy August 1, 2015

Deposit Accounts

Deposit Account Disclosures Effective Date
Funds Availability Policy June 1, 2016
Truth in Savings - Savings & Checking February 1, 2016
Truth in Savings - Certificates July 12, 2017
Truth in Savings - Special Certificates July 12, 2017

Credit Cards

Credit Cards Disclosures Effective Date
Visa Application and Solicitation Disclosure January 31, 2018
Visa Credit Card Disclosures June 1, 2014

Online Services


Credit Cards

Signature Premier Rewards Visa

Rewards Visa

Rate Advantage Visa

Rate Advantage Secured Visa

Business Visa


Old Visa Disclosures

Consumer Credit Card Agreements

Other Disclosures

We make the path clear for you.

When it comes to using our valuable products and services, we want you to know all of the details so you can proceed confidently. That's why we provide easy access to the disclosures and consent forms you need to start and grow your relationship with Coastal Credit Union.

Financial Education Center
Financial Education Center
Control your finances with a wealth of knowledge.

Resource Center

Coastal Donates Building to NC Wesleyan College

Coastal Credit Union and NC Wesleyan College announced today that the credit union is donating to the college a 6,300 square foot building located at 2900 N. Wesleyan Boulevard in Rocky Mount.

Investing for Major Financial Goals

Setting goals is an important part of life in general and financial planning in particular. Investing without knowing what you're trying to achieve is like trying to drive across country without a map or GPS.

Lunch Tracker - Visa

The LunchTracker app from Visa helps you mange your spending and start saving money.

Making a budget is now made easier with the LunchTracker app from Visa. Regardless if you pack, eat at home or out at a restaurant, this app allows you to track how much you are spending when you have lunch. Because regardless of how you enjoy your lunch, these charges all add up. Keeping track of this daily expense can help you set spending goals and start saving.

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

Coastal Digital Banking - Coastal Credit Union

Coastal has upgraded our online banking and mobile banking platforms to a brand new unified system, which we are calling Digital Banking.

Access your Coastal Federal Credit Union accounts, quickly and conveniently, wherever you are with COASTAL Digital Banking! COASTAL Digital Banking allows you to check balances, make transfers, pay bills, and more!

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

Having this account allowed me to save for college and now I have the opportunity to pay for my education without having to worry about interest.
Claudia M.

Need help with Disclosures?

Call 800-868-4262 to speak with a representative