Credit Card Rates

Get an affordable rate and the spending power you need.

Various options so you can find the right fit

Lower rates make our cards a good option.

Credit cards are an indispensable part of life, so we offer various options that give you the flexibility you need with rates that work for your budget. We're here to help our members get the right credit card.

 

Visa Credit Card Disclosure

Visa Credit Card Rates

Product Intro Offer After Intro APR
Signature Premier Rewards 0% APR for 12 months on Balance Transfers* 11.25% to 18.00%
Rewards Visa 0% APR on Purchases and Balance Transfers for first 6 Billing Cycles** 11.25% to 18.00%
Rate Advantage 0% APR on Purchases & Balance Transfers for 6 Billing Cycles** 7.25% to 18.00%
Rate Advantage Secured N/A 15.25%
Financial Education Center
Financial Education Center
Control your finances with a wealth of knowledge.

Having this account allowed me to save for college and now I have the opportunity to pay for my education without having to worry about dividend.
Claudia M.

Frequently Asked Questions

You can activate your credit card in two ways: by calling the number affixed to your card (888-691-8661) or by logging into Online Banking and click on your Credit Card Loan Details.  Then choose MyCardInfo.

You can activate your debit/ATM card by calling the number on the activation sticker and following the prompts until you receive confirmation your card was successfully activated. You may also activate your card by making a transaction at a Coastal ATM.

If you have forgotten your PIN, please contact our Contact Center at 919-420-8000 to speak to a representative, available 24 hours a day, 7 days a week. You may also log into Online Banking and send us a request by secure message. Once we receive your request, we will send the PIN to you in the mail to the address on file.  You will receive your PIN mailer within 5-7 days.

If you would like to set a PIN for your card, simply call 888-891-2435 and follow the prompts.  If you have forgotten your PIN, contact us at 919-420-8000 or 800-868-4262.

Established limits are daily:

Classic - PIN $1000 Purchase/Credit $2000

Go Green - PIN $1000 Purchase/Credit $5000

HSA - PIN $1000 Purchase/Credit $3000

* A special introductory balance transfer rate of 0.00% APR applies for 12 months from the account open date. At the end of 12 billing cycles, the transferred balances will migrate to the standard rate qualified for.Fees tied to balance transfers do apply.

** A special introductory purchase and balance transfer rate of 0.00% APR applies for 6 months from the account open date. At the end of 6 billing cycles, the transferred balances will migrate to the standard rate qualified for. Fees tied to balance transfers do apply.

† Lowest rate based on Coastal Federal Credit Union's Qualified Loan Program. Your rate may vary and is determined by your credit worthiness.This ANNUAL PERCENTAGE RATE (APR) will vary with the market based on the Prime Rate. Normal credit approval applies.

Need help?

Or Call Us