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Coastal Credit Union
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253175494

If you have forgotten your PIN, please contact our Contact Center at 919-420-8000 that is available 24 hours a day for assistance. Representatives are available 7 days a week, 24 hours a day. Or you may send an email to cardservices@coastalfcu.org. Once we receive your request we will send the PIN to you in the mail.

Reordering checks couldn't be easier! You have a few ways to reorder your personal checks if you do not plan to make any additional changes with your name, address, or phone numbers.

You may reorder checks directly within Digital Banking, simply choose ""Order Checks"" from the Accounts Summary. You may also visit https://orderpoint.deluxe.com/personal-checks/home.htm. You may also call 877-838-5287 or stop by a branch location and speak to a representative.

If you would like to make changes to your checks (address, phone, etc.), please log in to Digital Banking to update your contact information by clicking the Account Services icon. Once the changes have been made, simply choose "Order Checks" from the Accounts Summary.

You may choose your PIN on both your debit and/or credit card. To change the PIN on your debit card, visit any Coastal ATM and choose the PIN change menu option.  To change the PIN number on your credit card, simply call (888) 891 -2435.  You cannot choose or change the PIN on your ATM card.

There is no charge to order a new card. However if you would like the card expedited, additional charges may apply.  If a card is lost or stolen, a replacement charge may apply in some instances.

Coastal Credit Union
Main Site Search
What is Coastal's ABA Routing Number?

253175494

What do I do if I have forgotten my Personal Identification Number (PIN) for my debit card?

If you have forgotten your PIN, please contact our Contact Center at 919-420-8000 that is available 24 hours a day for assistance. Representatives are available 7 days a week, 24 hours a day. Or you may send an email to cardservices@coastalfcu.org. Once we receive your request we will send the PIN to you in the mail.

How do I reorder personal checks?

Reordering checks couldn't be easier! You have a few ways to reorder your personal checks if you do not plan to make any additional changes with your name, address, or phone numbers.

You may reorder checks directly within Digital Banking, simply choose ""Order Checks"" from the Accounts Summary. You may also visit https://orderpoint.deluxe.com/personal-checks/home.htm. You may also call 877-838-5287 or stop by a branch location and speak to a representative.

If you would like to make changes to your checks (address, phone, etc.), please log in to Digital Banking to update your contact information by clicking the Account Services icon. Once the changes have been made, simply choose "Order Checks" from the Accounts Summary.

Can I choose a new Personal Identification Number (PIN) on my ATM, debit or credit card?

You may choose your PIN on both your debit and/or credit card. To change the PIN on your debit card, visit any Coastal ATM and choose the PIN change menu option.  To change the PIN number on your credit card, simply call (888) 891 -2435.  You cannot choose or change the PIN on your ATM card.

Is there a charge for ordering an ATM card, a debit card, or a credit card?

There is no charge to order a new card. However if you would like the card expedited, additional charges may apply.  If a card is lost or stolen, a replacement charge may apply in some instances.

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High Yield IRA Rates

Steady rates grow your savings with an eye on the future.

Various terms help you plan ahead

Our IRA Rates help you bank better:

Take tomorrow into consideration.

Everyone wants a secure retirement. But how do you get there? Our Individual Retirement Account rates help North Carolina neighbors grow their money steadily over the long haul, so they can reap the benefits of their patience down the road.

To open your High Yield IRA Savings account, fill and print out our forms and bring them in to a branch. IRA Certificate rates can be applied to the Coverdell ESA.

IRA Certificates Rates

Special Promotional IRA Certificate Terms1 Minimum Deposit Dividend Rate APY
7-90 Day Mini Jumbo $50,000 .50% .50% APY2
IRA Certificate Terms1 Minimum Deposit Dividend Rate APY
6 Month $250 0.60% 0.60% APY2
12 Month $250 0.60% 0.60% APY2
24 Month $250 0.60% 0.60% APY2
36 Month $250 0.70% 0.70% APY2
48 Month $250 0.75% 0.75% APY2
60 Month $250 1.24% 1.25% APY2

High Yield IRA Savings Rates

Product Minimum Deposit Dividend Rate APY Dividend Rate
w/Direct Deposit		 APY
w/Direct Deposit
IRA High Yield Savings Account $1.00 0.35% 0.35% APY2 0.60% 0.60% APY3
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Having this account allowed me to save for college and now I have the opportunity to pay for my education without having to worry about dividend.
Claudia M.

1. On certificate accounts the Credit Union may impose a penalty for early withdrawal. Fees may reduce earnings on accounts. Dividends may be forfeit if an account is closed before accrued dividends are credited. For additional IRA certificate rates, see certificate account rates above. 

2. APY means Annual Percentage Yield. IRA rates are subject to change daily. All member deposits are insured up to $250,000 (funds in IRA accounts are eligible for separate insurance protection up to $250,000 by the National Credit Union Administration, an agency of the United States Government). Dividends are based on the Credit Union's earnings at the end of a dividend period and thus cannot be guaranteed.

3. To obtain this rate, member must have a Coastal checking account in good standing and have a direct deposit into that checking account of $500.

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