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❄️❄️Branches and HQ are closed on Monday. Teller service is currently available. Visit the Inclement Weather page for details.❄️❄️

Other Loan Rates

Secured and unsecured loans can provide some certainty.

Use for overdraft protection or whatever life demands

Our rates on other loans help you bank better:

  • Help establish, or reestablish credit with a secured loan
  • Money you have on deposit continues to earn dividends while you pay a low rate on your loan
  • Flexible terms
  • Lines of credit allow you access to money when you need it

Please stop by or call a Coastal loan representative for more details.

Take control of your borrowing needs.

When you need a loan, our rates on secured and unsecured options feature competitive variable rates that help our North Carolina neighbors reach their specific goals. You can borrow money based solely on your credit history or borrow against the value of your Coastal savings accounts.

Other Loan Rates

Unsecured Signature/Overdraft Protection Product APR Variable Approx Term
Closed End1 11.41%1 5 Years
Open End (Line of Credit)1 11.41%1 -
Shared Secured APR Variable Approx Term
Share Secured1 Add 2% to the Savings Dividend Rate -
Certificates1 Add 2% to your Certificate Rate Up to length of certificate
Financial Education Center
Financial Education Center
Control your finances with a wealth of knowledge.

Having this account allowed me to save for college and now I have the opportunity to pay for my education without having to worry about interest.
Claudia M.

1 - Lowest rates based on Coastal Federal Credit Union's Qualified Loan Program. Your rate may vary and is determined by your credit qualifications, amount financed, collateral and loan terms. Other rates and terms available. All rates and terms are subject to change without notice. Please stop by or call a Credit Union loan representative for full details.

For a $5,000 loan for a term of 5 years with a 11.32% APR, the monthly payment will be $110.01.

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