Personal Line of Credit

Giving you the money you need, when you need it most.


Great Rates & Terms
You’ll enjoy low interest rates and flexible terms1
Get money when you need it, anytime, for any reason
Transfer funds from your line of credit and deposit them into your checking account

Extra Money, Whenever You Need It

  • Gives you access to the cash you need with a simple transfer inside Online Banking or our Mobile Banking App
  • Payments are based only on the balance you owe, not on your entire line of credit
  • No Origination Fees
  • Pay off your loan early at any time with no penalty, so your line of credit is ready for your next project

Resource Center

Why You Should Break Up With Your Bank, Part 7

It’s understandable to get a little spooked about borrowing or taking out a loan, but as a member of a credit union you can rest easy knowing you’ll be getting the lowest rates possible along with top notch member service.

10 Must-Know Key Financial Loan Terms

Borrowing money can be very overwheming, especially when you don’t know what all the terms mean. That’s why today we are going to share with you the top 10 financial terms you’ll need to know if you are getting a loan to make sure you are as prepared as you can be.

I've never had anything negative associated with Coastal! They're perfect in every way possible, every day!
A Coastal Member

Frequently Asked Questions

You may qualify to borrow as little as $500 and up to $60,000 for closed end personal loans and as little as $500 up to $25,000 for line of credit.
We have flexible terms as low as six months and up to 10 years depending on credit and amount.  There is no term for a line of credit as it is considered a revolving account.
Our personal loan has a fixed rate with a loan term up to 10 years. Our line of credit has flexible payment terms with a variable rate based on your situation.   See disclosures.
A closed end loan is a lump sum of money that is repaid with a fixed payment whereas a LOC is a revolving account that lets you draw on it as needed; payments are based on balances owed.
Loans are available even if you don’t have perfect credit, although you may not qualify for the lowest rate available.  All loans are subject to credit and income guidelines.  We review each application to determine eligibility.

All lines are subject to approval.

1. Initial rate may vary and is determined by credit qualifications, amount financed, and collateral and that the annual percentage rate is variable and may change after account opening

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