Personal Line of Credit

Access cash when you need it most. When unexpected expenses are thrown your way, tap into your personal line of credit.

Available funds when you need them, anytime, for anything you want

Here’s how Coastal’s Personal Line of Credit could help you bank better:

  • Payments based on the amount you actually use, not on the amount of your line of credit
  • Use your line anywhere you would use a check
  • No Origination Fees
  • Pay off your loan early at any time with no penalty
  • Enjoy competitive interest rates and flexible terms

Extra Money

  • Covers debit purchases, and checks when your account is not sufficient
  • Access emergency cash when the need arises by transferring what you need via Online Banking
  • Can help you meet your borrowing needs or help manage your cash flow
Adjustable-Rate Mortgage
Adjustable-Rate Mortgage
Apply for this flexible home loan if you plan on paying it off, refinancing or moving before the rate adjusts.

Frequently Asked Questions

You may qualify to borrow as little as $250 and up to $50,000 for closed end personal loans and as little as $500 up to $25,000 for line of credit.  

A closed end loan is a lump sum of money that is repaid with a fixed payment whereas a LOC is a revolving account that lets you draw on it as needed; payments are based on balances owed.

We have flexible terms as low as six months and up to 10 years depending on credit and amount.  There is no term for a line of credit as it is considered a revolving account.

Our personal loan has a fixed rate with a loan term up to 10 years. Our line of credit has flexible payment terms with a variable rate based on your situation.   See disclosures.

Loans are available even if you don’t have perfect credit, although you may not qualify for the lowest rate available.  All loans are subject to credit and income guidelines.  We review each application to determine eligibility. 

All loans are subject to approval.

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