Get immediate access to funds so you can use them to consolidate debt, pay for vacation or make home improvements without any hidden fees.

Coastal personal loans take worry out of borrowing with predictable payments that won’t change over time

Here's how Coastal's Personal Loan could help you bank better:

  • Terms up to 120 months, some lenders have shorter maximum terms 
  • Enjoy rates as low as 5.99% APR1
  • Borrow up to $60,000
  • No Origination Fees
  • Pay off your loan early at any time with no penalty
  • Simplify your finances with one monthly payment
  • Simple application and quick approval
  • Eliminate high-interest rate credit card debt
  • Flexible terms 

Consolidate Debt

  • Combine debts into one loan with a lower interest rate
  • Consolidate your unpaid medical bills
  • Consolidate all of your credit card balances into one payment

Travel and Events

  • Plan your next vacation on your own terms
  • Have piece of mind when paying for a big event, such as a wedding
  • Travel to your dream destination

Make Various Repairs

  • Utilize your loan for a home improvement project or any needed repairs
  • Finance your car repair costs
  • Use it for unexpected repairs and projects
Adjustable-Rate Mortgage
Adjustable-Rate Mortgage
Apply for this flexible home loan if you plan on paying it off, refinancing or moving before the rate adjusts.

Frequently Asked Questions

You may qualify to borrow as little as $250 and up to $60,000 for closed end personal loans and as little as $500 up to $25,000 for line of credit.  

A closed end loan is a lump sum of money that is repaid with a fixed payment whereas a LOC is a revolving account that lets you draw on it as needed; payments are based on balances owed.

We have flexible terms as low as six months and up to 10 years depending on credit and amount.  There is no term for a line of credit as it is considered a revolving account.

Our personal loan has a fixed rate with a loan term up to 10 years. Our line of credit has flexible payment terms with a variable rate based on your situation.   See disclosures.

Loans are available even if you don’t have perfect credit, although you may not qualify for the lowest rate available.  All loans are subject to credit and income guidelines.  We review each application to determine eligibility. 

All loans are subject to approval.

1. Your fixed rate is determined by your credit qualifications, amount financed, and loan terms. Loan terms range from a minimum of 6 months to a maximum of 120 months. ​Maximum APR is 16.99%. All rates and terms are subject to change without notice. For a $5,000 loan for a term of 60 months with a 5.99% APR, the monthly payment will be approximately $96.66.

Need help?

Or Call Us