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When you're thinking about taking the first steps to homeownership, the process can make you pause.After all, it takes $20,000 or more to put a 10% down payment on a typical North Carolina home, and you need to hit certain income thresholds to qualify for a standard mortgage.
At Coastal Credit Union, we’re removing the barriers to homeownership by teaming with the government-backed lender Fannie Mae to offer HomeReady® Mortgages. It's a flexible option for qualified borrowers, with only a 3% down payment. First-time buyers and those looking to upgrade can qualify. The mortgage can be applied to your primary residence. Whatever you need, the HomeReady® Mortgage can meet it. At Coastal, we do more than care about where you bank. We care about where you live.
All loans are subject to approval.
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