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Debt Consolidation

Organize your finances and become debt free quicker.

Here’s how consolidating debt can help you bank better:

Lower your interest rate and keep more money in your pocket
Worry less with fewer bills and simplify your finances
Reach your goal of being debt free quicker

Ways to Consolidate Debt

Transfer high interest debt to our Rate Advantage card and receive a low promotional APR with our balance transfer
Lock in an interest rate with a personal loan
Consolidate your debt with the stability of one low payment from a home equity loan
Cash-out refinance your mortgage and use the value of your home to pay for expenses

Coastal is Here to Help You

Benefit from free debt counseling with Coastal’s partnership with GreenPath
Use a helping hand during tough financial times with our Member Assistance Program

Compare Options

Consolidation Options	Ideal for Someone who	How it Works
Rate Advantage View Rates Find A Branch	Doesn’t own their own home or car Has some debt to refinance into one variable monthly payment	Apply online or go to a branch Indicate what debt you want paid off at the time of application Get approved Transfer any remaining debit to your Coastal credit card within online banking
Personal Loan View Rates Find A Branch	Doesn’t own their own home or car Has some debt to refinance into one fixed monthly payment	Apply online for a personal loan Indicate what balances you want to pay off at the time of application Get approved Coastal handles refinancing that debt
Cash-Out Auto Loan View Rates Find A Branch	Owes significantly less on their auto loan than the value of their car Has some debt to refinance into one fixed monthly payment	Apply online for a cash out refinance auto loan Indicate what balances you want to pay off at the time of application Get approved Coastal handles refinancing that debt
Home Equity Loan View Rates Find A Branch	Owes less on their mortgage than their house is worth Doesn’t want to refinance entire mortgage balance Has a lot of debt to refinance into one fixed monthly payment	Apply online for a Home Equity Loan Indicate what balances you want to pay off at the time of application Get approved Coastal handles refinancing that debt
Cash-Out Mortgage View Rates Apply Now Find A Branch	Owes less on their mortgage than their house is worth Would benefit from a lower rate on their entire mortgage balance Has a lot of debt to refinance into one fixed monthly payment	Apply online for a mortgage that fits your needs Indicate what balances you want to pay off at the time of application Get approved Coastal handles refinancing that debt

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All loans are subject to approval.

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