Debt Consolidation

Organize your finances and become debt free quicker.

Lower your monthly payment and pay down debt faster

Here’s how consolidating debt can help you bank better:

  • Lower your interest rate and keep more money in your pocket
  • Worry less with fewer bills and simplify your finances
  • Reach your goal of being debt free quicker

Ways to Consolidate Debt

  • Transfer high interest debt to our Rate Advantage card and receive a low promotional APR with our balance transfer
  • Lock in an interest rate with a personal loan
  • Consolidate your debt with the stability of one low payment from a home equity loan
  • Cash-out refinance your mortgage and use the value of your home to pay for expenses

Coastal is Here to Help You

Compare Options

Consolidation Options   Ideal for Someone who How it Works
Rate Advantage

View Rates

Find A Branch

  • Doesn’t own their own home or car
  • Has some debt to refinance into one variable monthly payment
  • Apply online or go to a branch
  • Indicate what debt you want paid off at the time of application
  • Get approved
  • Transfer any remaining debit to your Coastal credit card within online banking
Personal Loan

View Rates

Find A Branch

  • Doesn’t own their own home or car
  • Has some debt to refinance into one fixed monthly payment
  • Apply online for a personal loan
  • Indicate what balances you want to pay off at the time of application
  • Get approved
  • Coastal handles refinancing that debt
Cash-Out Auto Loan

View Rates

Find A Branch

  • Owes significantly less on their auto loan than the value of their car
  • Has some debt to refinance into one fixed monthly payment
  • Apply online for a cash out refinance auto loan
  • Indicate what balances you want to pay off at the time of application
  • Get approved
  • Coastal handles refinancing that debt
Home Equity Loan

View Rates

Find A Branch

  • Owes less on their mortgage than their house is worth
  • Doesn’t want to refinance entire mortgage balance
  • Has a lot of debt to refinance into one fixed monthly payment
  • Apply online for a Home Equity Loan
  • Indicate what balances you want to pay off at the time of application
  • Get approved
  • Coastal handles refinancing that debt
Cash-Out Mortgage

View Rates
Apply Now
Find A Branch

  • Owes less on their mortgage than their house is worth
  • Would benefit from a lower rate on their entire mortgage balance
  • Has a lot of debt to refinance into one fixed monthly payment
  • Apply online for a mortgage that fits your needs
  • Indicate what balances you want to pay off at the time of application
  • Get approved
  • Coastal handles refinancing that debt

 

Calculator

Resource Center

All loans are subject to approval.

Need help?

Or Call Us