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There can be a lot of uncertainty when you apply for a loan to buy a home. It’s to your advantage to understand how lenders look at applications. A key factor is the loan-to-value ratio, which measures the size of your mortgage compared to the market value of the house you are buying. Most lenders want that ratio above 80%. A sizable down payment can help you reach this goal. As you use this calculator, you will see your monthly debt load and salary are also considered when lenders determine your maximum mortgage size.
The online calculator is provided for illustrative purposes only, and the information obtained by using the online calculator is not, and should not be taken as, legal or financial advice to any person or company. Results may vary depending on the accuracy and comprehensiveness of the information you provide while using the online calculator. The online calculator is not substitute for consulting a qualified professional. Coastal Federal Credit Union accepts no liability for any losses or liabilities allegedly arising from the use of the online calculator by any person or company.
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