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Home equity lines of credit work differently than other loans. Based on your home’s value and the amount left on your mortgage, you’re given access to a certain-sized pool of money for a period of years, called the draw period. You pay interest charges only as you use the money. There are no principal repayment requirements during this time. But when the draw period ends, the repayment obligations begin. Use this calculator to draw your own conclusions about possible interest charges and the size and duration of your eventual monthly payments.
The online calculator is provided for illustrative purposes only, and the information obtained by using the online calculator is not, and should not be taken as, legal or financial advice to any person or company. Results may vary depending on the accuracy and comprehensiveness of the information you provide while using the online calculator. The online calculator is not substitute for consulting a qualified professional. Coastal Federal Credit Union accepts no liability for any losses or liabilities allegedly arising from the use of the online calculator by any person or company.
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