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With a loan, there’s no need to do things exactly by the numbers. Just because you have a 30-year mortgage doesn’t mean you are required to take all 30 years to pay it off. The same goes for a 60-month car loan. Setting a shorter-term payoff goal for a loan or credit card debt make good financial sense. It can both reduce your overall interest charges and free up money from those monthly payments for other things in your life. You can use this calculator to figure out how quickly you would pay off your debts making certain levels of monthly payments.
The online calculator is provided for illustrative purposes only, and the information obtained by using the online calculator is not, and should not be taken as, legal or financial advice to any person or company. Results may vary depending on the accuracy and comprehensiveness of the information you provide while using the online calculator. The online calculator is not substitute for consulting a qualified professional. Coastal Federal Credit Union accepts no liability for any losses or liabilities allegedly arising from the use of the online calculator by any person or company.
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