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The decision whether to refinance a home mortgage isn’t always an easy one. Yes, you might be able to save hundreds of dollars in monthly payments or “cash out” and obtain extra money for other uses. But there are many factors to consider: whether interest rates have dropped significantly since you obtained your current mortgage; the balance and length of time left on your current loan; and how long it might take you to recoup the closing costs on a new loan. This calculator can help you decide if it’s the right time to try a refi.
The online calculator is provided for illustrative purposes only, and the information obtained by using the online calculator is not, and should not be taken as, legal or financial advice to any person or company. Results may vary depending on the accuracy and comprehensiveness of the information you provide while using the online calculator. The online calculator is not substitute for consulting a qualified professional. Coastal Federal Credit Union accepts no liability for any losses or liabilities allegedly arising from the use of the online calculator by any person or company.
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