Traditional 401(k) vs. Roth 401(k) Calculator

Contrasting taxation rules create interesting choices.

Use our calculator to help decide where you should put your retirement savings

Many employers have added an entrée to their retirement benefits menu, offering a Roth 401(k) as well as a Traditional 401(k). What’s the difference? Employees contribute pre-tax dollars to a Traditional 401(k), but the money does get taxed when it’s eventually distributed. In contrast, a Roth 401(k) is funded with post-tax dollars, but retirees pay no additional taxes years later when they access the funds. Enter your salary and retirement savings goals into this calculator to see which choice you find more appetizing.

The online calculator is provided for illustrative purposes only, and the information obtained by using the online calculator is not, and should not be taken as, legal or financial advice to any person or company. Results may vary depending on the accuracy and comprehensiveness of the information you provide while using the online calculator. The online calculator is not substitute for consulting a qualified professional.  Coastal Federal Credit Union accepts no liability for any losses or liabilities allegedly arising from the use of the online calculator by any person or company.

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