Member Assistance Program

Offering a helping hand during tough financial times

 

During financial hardship, Coastal is here to help.

Coastal Credit Union is working hard to provide you financial relief due to COVID-19. We are here to help you make ends meet. We can provide assistance around Coastal loan modifications and disaster relief loans.

How to Request Loan Modifications and Payment Deferrals.

To help our members through these difficult times, we are providing loan modification options, including deferring payments, with no fees.

For quickest support:

  1. Send Us a Secure Message

    We may be able to provide payment deferrals and other modifications. Simply log into Online Banking or Coastal’s Mobile app and click the Emergency Relief button to fill out our secure form.
  2. Or, Fill Out Our Form

    If you are unable to use these quicker channels, you can still fill out the Disaster Relief Assistance Application to get started.

 

We partner with GreenPath to offer our members free financial consulting to help ease financial stress, address financial concerns, and develop a plan for living a financially healthy life. GreenPath can offer assistance with financial counseling, managing debt, housing services, student loan counseling, credit report review, and financial education. This service is free to our members. For more information visit www.greenpathREF.com or call 877-337-3399.

 


Frequently Asked Questions

Annually, you are able to receive a copy of your credit report. You can visit www.annualcreditreport.com to request the report.

Trans Union- 800-680-7289, www.transunion.com
Experian- 888-397-3742, www.experian.com
​Equifax- 800-525-6285, www.equifax.com

 

The most effective way to dispute an item on your Credit Report is to work directly with the Credit Reporting Agencies:

Trans Union- 800-680-7289, www.transunion.com
Experian- 888-397-3742, www.experian.com
​Equifax- 800-525-6285, www.equifax.com

A FICO score is a type of credit score created by the Fair Isaac Corporation. Lenders use borrowers' FICO scores along with other details on a borrowers' credit report to assess credit risk and determine whether to extend credit. Your score can impact your loan, interest rates terms, approvals and more.

Coastal has teamed up with Accel, a financial management program. Through comprehensive education and exceptional service, this organization has been assisting individuals for more than 40 years.

 

1. In regard to the SBA Paycheck Protection Program, Coastal Federal Credit Union is using Lendio, Inc. as a third party agent that is not operated by Coastal and any loans will be made by another SBA lender, not Coastal. The privacy and security policies of Lendio, Inc may differ from those practiced by the credit union.

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