*Any account that remains negative by more than $10 after 11:00 p.m. will be charged a fee of $31 per overdraft, a maximum of two $31 fees charged on a given day. These charges apply to all checks and automated ACH transactions, as well as debit and ATM transactions on checking accounts that have BounceGuard Plus overdraft coverage.
**Coverage Limit: BounceGuard and BounceGuard Plus coverage is limited to a maximum of one (1) accounts per individual. Individuals are determined by unique Social Security Numbers, not account numbers. All negative shares must be paid within 40 days. BounceGuard limit is $500. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. If we do not authorize and pay an overdraft, your transaction will be denied. There is no limit on the total fees we can charge you for overdrawing your account.
1. Initial rate may vary and is determined by credit qualifications, amount financed, and collateral, and the annual percentage rate is variable and may change after account opening. There are no origination fees, transfer fees, nor a penalty to payoff your line of credit early.
2. Qualification of the program is required.
3. Qualification of the program is required.