As a not-for-profit cooperative, our rates work in your best interest.

Build up your savings, save on your loans


Rates Details

Mortgage Rates

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  • We focus on providing rates that help you get ahead financially so you can enjoy your home without stressing over your monthly payments.

Home Equity Rates

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  • Take a look at Coastal's home equity options with rates that help you do more with the equity in your North Carolina, South Carolina or Virginia home.

Auto Loan Rates

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  • Our auto loan rates help members like you save money each month when you purchase or refinance.

Credit Card Rates

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  • Get the flexibility you need with rates that work for your budget.

Savings Rates

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  • We offer higher savings rates than many financial institutions because we answer to members like you, not shareholders.

Money Market Rates

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  • Build your savings with a rate on an account that can be flexible to meet your needs.

Checking Rates

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  • Get a boost from checking account rates that deliver steady growth.

Certificate Rates

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  • Grow your money steadily over the course of various terms with rates structured to maximize your savings.

IRA Rates

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  • Grow your money steadily over the long haul so you can reap the benefits of your patience down the road.

Business Account Rates

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  • Maximize your savings and get the convenience you need in your busy workday.

Business Credit Card Rates

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  • The right credit card helps you get flexibility at a rate that works for your finances.

Resource Center

Coastal Donates Building to NC Wesleyan College

Coastal Credit Union and NC Wesleyan College announced today that the credit union is donating to the college a 6,300 square foot building located at 2900 N. Wesleyan Boulevard in Rocky Mount.

Investing for Major Financial Goals

Setting goals is an important part of life in general and financial planning in particular. Investing without knowing what you're trying to achieve is like trying to drive across country without a map or GPS.

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