Credit Card Rates

Get an affordable rate and the spending power you need.

Various options so you can find the right fit

Lower rates make our cards a good option.

Credit cards are an indispensable part of life, so we offer various options that give you the flexibility you need with rates that work for your budget. We're here to help our members get the right credit card.

 

Visa Credit Card Disclosure

Visa Credit Card Rates

Product Intro Offer After Intro APR
Signature Premier Rewards 0% APR for 12 months on Balance Transfers* 11.25% to 18.00%
Rewards Visa 0% APR on Purchases and Balance Transfers for first 6 Billing Cycles** 11.25% to 18.00%
Rate Advantage 0% APR on Purchases & Balance Transfers for 6 Billing Cycles** 7.25% to 18.00%
Rate Advantage Secured N/A 15.25%

Frequently Asked Questions

You can activate your credit card in two ways: by calling the number affixed to your card (888-691-8661) or by logging into Online Banking and click on your Credit Card Loan Details.  Then choose MyCardInfo.

If you would like to set a PIN for your card, simply call 888-891-2435 and follow the prompts.  If you have forgotten your PIN, contact us at 919-420-8000 or 800-868-4262.

You may access your credit card history, transactions, payments, and details within Online Banking.

Log into Online Banking and click on your Credit Card Loan Details > MyCardInfo > e-Statements to enroll. e-Statements are free and convenient. You can resume paper statements at any time.

The Annual Percentage Rate (APR) can be found on your monthly statement.

* A special introductory balance transfer rate of 0.00% APR applies for 12 months from the account open date. At the end of 12 billing cycles, the transferred balances will migrate to the standard rate qualified for.Fees tied to balance transfers do apply.

** A special introductory purchase and balance transfer rate of 0.00% APR applies for 6 months from the account open date. At the end of 6 billing cycles, the transferred balances will migrate to the standard rate qualified for. Fees tied to balance transfers do apply.

† Lowest rate based on Coastal Federal Credit Union's Qualified Loan Program. Your rate may vary and is determined by your credit worthiness.This ANNUAL PERCENTAGE RATE (APR) will vary with the market based on the Prime Rate. Normal credit approval applies.

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