Other Loan Rates

Secured and unsecured loans can provide some certainty.

Use for overdraft protection or whatever life demands

Our rates on other loans help you bank better:

  • Help establish, or reestablish credit with a secured loan
  • Money you have on deposit continues to earn dividends while you pay a low rate on your loan
  • Flexible terms
  • Lines of credit allow you access to money when you need it

Please stop by or call a Coastal loan representative for more details.

Take control of your borrowing needs.

When you need a loan, our rates on secured and unsecured options feature competitive variable rates that help you reach your specific goals. You can borrow money based solely on your credit history or borrow against the value of your Coastal savings accounts.

Other Loan Rates

Signature/Overdraft Protection Product APR1 Fixed
as low as
APR1 Variable
as low as
Max Term
Personal Loan2 9.49% - Up to 10 Years
Personal Line of Credit3,4 - 14.24% -
Shared Secured APR1 Variable Approx Term
Share Secured3 Add 2% to the Savings Dividend Rate -
Certificates3 Add 2% to your Certificate Rate Up to length of certificate

Lowest rates based on Coastal Federal Credit Union's Qualified Loan Program. Other rates and terms available. All rates and terms are subject to change without notice.

1.  APR = Annual Percentage Rate.

2. Your fixed rate is determined by your credit qualifications, amount financed, and loan terms. Maximum terms are based on loan amount and credit qualifications. For a $5,000 loan for a term of 5 years with an 9.49% APR, the monthly payment will be approximately $105.42.

3 . Your rate may vary and is determined by your credit qualifications, amount financed, collateral and loan  terms.

4. As a condition of obtaining a personal line of credit, we may require that you close previously opened lines of credit. Only one personal line of credit is allowed per member unless the ownership of the account is different.  If you have questions, contact us at 800.868.4262.

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