Mortgage Application Checklist

Getting your paperwork ready for your application.

Your Mortgage Application document checklist

This is a general guide of the forms and documents most often required by your mortgage officer. Please collect as much of the following information as you can before applying for your mortgage.

Bank Statements

Be sure to collect the bank account statements for the last 2 months for your checking, savings, & investments.

W-2s

Collect the previous two years’ worth of W-2s from your employer. You should be able to find this easily by going through your tax returns or asking the person who prepared your tax return.

Outstanding Debts

If you owe any money, document how much debt you owe and to whom.

Self-Employment Statements

If you are self-employed, you’ll need to show your previous two years of tax returns and the business returns you filed for your company.

Proof of Income

Gather your most recent pay stubs or other proof of income from the prior month.

Home Purchase Contract

You’ll need to provide a signed contract (by you and the seller) that shows you are ready to buy a new home.

Form 4506-T or 4506T-EZ

Your mortgage officer will provide this to you. These forms allow the credit union to obtain a copy of your income tax return.

Current Address

List your current home’s address and any places you’ve lived during the previous two years. If you’ve been renting, please list your landlord’s contact information.

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