Credit Life & Disability Insurance

Protect your family’s finances in times of crisis.

Policies will make loan payments if you become disabled or pass away

Here's how MEMBER'S CHOICE™ Credit Life & Disability Insurance could help you bank better:

  • Get MEMBER'S CHOICE™ insurance policies with any Coastal loans*, except for a first mortgage
  • Credit life policies reduce or pay off your loan balance if you pass away
  • Credit disability policies kick in if you can’t work due to injury or sickness, and your loan payments are made until you recover, the loan is paid, or policy limits are reached
  • Policy premiums are conveniently rolled into your loan, so there's no extra bill to pay

We want you to live long and prosper. 

The reality is that not everyone has that good fortune. People get injured on the job, become so ill that they can’t work, even pass away unexpectedly. If that happens to you, your family will have a lot of things to worry about. One burden they shouldn’t have to shoulder is figuring out how to repay your loans.

That’s why Coastal, in partnership with the CUNA Mutual Insurance Society, offers MEMBER'S CHOICE™ policies that can help repay loans should you die or become disabled. Policies are available with any consumer loans, except for first mortgages. One of our knowledgeable loan officers can quickly determine if you are eligible. Payment is easy. We simply make the policy premiums part of your loan. After all, Coastal is committed to making your life better, both in sickness and in health.

*Covered loan payments are subject to the terms and conditions of the policy. Check with your loan officer for more details on MEMBER'S CHOICE™ credit disability and credit life insurance, including exclusions, limitations, and benefits.

MEMBER'S CHOICE™ is a credit insurance (credit life and/or credit disability) product available through CUNA Mutual Insurance Society.

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