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1. APY = Annual Percentage Yield. Your APY will be determined at the end of the month by looking at your average daily balance. A minimum average daily balance of $10,000 is required to get the 3.00% APY rate on the entire balance. For example, if the account is open for 10 days, we will take the total balance at the end of the month, divide it by 10, and determine if it’s above the threshold. Fees may reduce earnings on the account. APY is accurate as of the last dividend declaration date. High Yield Savings rates are subject to change daily and after the account is opened without notice
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