Savings Rates

Give your savings a boost.

Strengthen your financial foundation with Coastal

It all starts with savings.

As a not-for-profit credit union based in the Triangle, Coastal is able to offer higher savings rates than many financial institutions because we answer to members like you, not shareholders. Our rates are structured to help you reach your unique savings goals.

Savings Account Rates

Product Minimum Deposit Dividend Rate APY
Savings* $25.00 .10% .10%
Special Savings* $0 .10% .10%
Health Savings Account (HSA)* $1.00 0.60% 0.60%

Certificates Rates

Terms1 Minimum Deposit Dividend Rate APY Effective Date
6 Month $250 0.60% 0.60% APY 08/01/2020
12 Month $250 0.60% 0.60% APY 08/01/2020
24 Month $250 0.60% 0.60% APY 08/01/2020
36 Month $250 0.70% 0.70% APY 06/01/2021
48 Month $250 0.75% 0.75% APY 06/01/2021
60 Month $250 1.24% 1.25% APY 06/01/2021


Product Minimum Deposit Dividend Rate APY
IRA High Yield Savings Account* N/A 0.35% 0.35% APY

*Savings rates are subject to change daily and after account is opened. $100 needed to open an account. A balance of $0.01 is required to earn applicable product APY.  All member deposits are insured up to $250,000 (funds in IRA accounts are eligible for separate insurance protection up to $250,000 by the National Credit Union Administration, an agency of the United States Government). Dividends are based on the Credit Union's earnings at the end of a dividend period and thus cannot be guaranteed. Fees may reduce earnings on account. Note: APY means Annual Percentage Yield. APY is accurate as of the last dividend declaration date.

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