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Pay for college expenses, home repairs, or consolidate your other debts into one low payment with a Home Equity Loan or Line of Credit from Coastal.
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Current Rates as of
Up to 100%
1
Up to 90%
1
Up to 80%
1
Up to 70%
1
Up to 100%
2
Up to 90%
2
Up to 80%
2

Home Equity

Coastal offers financing up to 100% of the equity in your home. Home equity loans are a low cost option to finance large projects or purchases, consolidate debt, or to pay for college expenses.
Up to 100% Home Equity Line of Credit

Up to 100% Home Equity Line of Credit

This flexible line of credit allows you to borrow funds any time you need to, up to your available credit limit. Learn More
Up to 100% Home Equity

Up to 100% Home Equity

Build your budget around a predictable loan. The monthly payment amount, terms, and interest rate are all fixed for the life of the loan. Learn More
Current rates as of
Up to 100%
1
Up to 90%
1
Up to 80%
1
Up to 70%
1
Up to 100%
2
Up to 90%
2
Up to 80%
2

1Lowest rates based on Coastal Federal Credit Union's Qualified Loan Program and include the Relationship Pricing discount. Your rate may vary and is determined by your credit qualifications, amount financed, collateral, and loan terms. Rates provided are based on Prime Rate as published in the Wall Street Journal, ten days before the end of the prior month. As of September 20, 2013, the Prime Rate is 3.25%. The minimum APR for a Home Equity Line of Credit with Relationship Pricing is 3.25% . The maximum APR for a home equity line of credit is 15%. Rates are variable and subject to change monthly. To qualify for Relationship Pricing the borrower must agree to have their monthly payments automatically drafted from their Coastal checking account. Property insurance is required.

2Lowest rates based on Coastal Federal Credit Union's Qualified Loan Program and include the Relationship Pricing discount. Your rate may vary and is determined by your credit qualifications, amount financed, collateral, and loan terms. The minimum APR for a Home Equity loan is 4.00% with Relationship Pricing. The maximum APR for a Home Equity loan is 15%. Rates are subject to change monthly. To qualify for Relationship Pricing the borrower must agree to have their monthly payments automatically drafted from their Coastal checking account. Property insurance is required.

Flood Insurance may be required. The minimum line amount available is $5,000. All lending services are subject to credit approval. Contact a Coastal representative for specific rates and terms. Home values determined by appraisals. Certain restrictions may apply.

Rates are subject to change. Lending area located in North Carolina, Virginia, and South Carolina. Coastal membership must be established prior to scheduled closing. No refinances of purchase money seconds within 12 months of the closing date. Closing costs vary. To learn about what closing costs may apply to you, please stop by your local branch or call our 24 hour call center at 800-868-4262.