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Get true peace of mind by turning all your debts into one low payment. Finance up to 100% of the equity in your home!
Daymark Realty. Earn more when you buy and sell your home through Coastal's wholly owned subsidiary. Cash Back Visa - Earn 1% cash back on qualifying purchases. There is no limit to the amount of cash back that you can earn! Renew you existing line of credit now.
Current Rates as of
Up to 100%
*
Up to 90%
*
Up to 80%
*
Up to 70%
*

Up to 100% Home Equity Line of Credit

800-868-4262
  • Rates as low as *
  • Finance up to 100% of the equity in your home for as low as *
  • No Annual Fees
  • Interest paid may be tax deductible, consult your tax advisor
  • Convenient access to your funds through Online Banking and checks without reapplying each time

Still not sure if you want to apply? Learn More

This flexible line of credit allows you to borrow funds any time you need to, up to your available credit limit. Finance up to 100% of the equity in your home. Plus, there are no annual fees!

Consolidate debt, pay for education, home improvements, and more! Don't forget to ask your tax advisor how you can deduct the interest from your taxes.

Home Equity Line of Credit Renewal
Renew your existing line of credit today.

Current rates as of
Up to 100%
*
Up to 90%
*
Up to 80%
*
Up to 70%
*

*Lowest rates based on Coastal Federal Credit Union's Qualified Loan Program and include the Relationship Pricing discount. Your rate may vary and is determined by your credit qualifications, amount financed, collateral, and loan terms. Rates provided are based on Prime Rate as published in the Wall Street Journal, ten days before the end of the prior month. As of September 20, 2013, the Prime Rate is 3.25%. The minimum APR for a Home Equity Line of Credit is 3.25% . The maximum APR for a home equity line of credit is 15%. Rates are variable and subject to change monthly. To qualify for Relationship Pricing the borrower must agree to have their loan payment drafted from their Coastal checking account. Property insurance is required.

Flood Insurance may be required. The minimum line amount available is $5,000. All lending services are subject to credit approval. Contact a Coastal representative for specific rates and terms. Home values determined by appraisals. Certain restrictions may apply.

Rates are subject to change. Lending area located in North Carolina, Virginia, and South Carolina. Coastal membership must be established prior to scheduled closing. No refinances of purchase money seconds within 12 months of the closing date. Closing costs vary. To learn about what closing costs may apply to you, please stop by your local branch or call our 24 hour call center at 800-868-4262.

Home Equity Early Disclosure (pdf)

Interest Only Home Equity Early Disclosure (pdf)